David Ramirez
$2,499,9995 bd4 ba4,532.5 sqft$552 /sqft$16,159 /mo all-in ↓

10550 LAKE MINNEOLA SHORES, CLERMONT, FL, 34711

Active26 days on marketListed Jul 18, 2026MLS #G5115226

WaterfrontPrivate poolFully furnishedSingle Family ResidenceNOT IN SUBDIVISION

About this home

10550 LAKE MINNEOLA SHORES

652 feet of Lake Minneola belong to no one else — a private sweep of shoreline where cypress catch first light and the water opens wide toward Downtown Clermont. Behind it: 2.3 acres with no HOA, and a custom French-inspired estate rebuilt from its new copper metal roof — 2024 — all the way down. A long circular brick drive curves beneath moss-draped oaks, past a columned entry and iron-railed balcony, with room for every vehicle you own: an oversized attached three-car garage, plus a detached, air-conditioned RV garage for up to six more — gym on the main level, office above. Inside the leaded-glass doors, a curved staircase in wood, brass, and iron sets the tone. Mornings here have a rhythm. The built-in Miele coffee system is pouring before the sun clears the trees. Then it's down the boardwalk, past sandy shore and moss-draped cypress, to the covered dock over glass-calm water — boat lift and jet ski lift ready, a private ramp for anything else that floats. Thirteen connected lakes run from the backyard to the waterfront parks and restaurants of Downtown Clermont — dinner is a boat ride, not a drive. Want the lifestyle complete on day one? The 2024 NX 270 Challenge — Volvo Penta V8, just 34 engine hours — and a pair of Sea-Doo personal watercraft are available separately — from closing to your first wake set without a shopping trip. The kitchen was built for the way people gather. A brass accented La Cornue induction range anchors the room like sculpture, flanked by a Miele multi-use oven, Monogram column refrigeration, and two oversized islands that hold a crowd — from the barstools, the sightline runs to open water. A walk-in butler's pantry hides the working side of entertaining; the cobalt wet bar keeps the celebratory side close. Formal living (with fireplace) and dining handle the occasions that deserve them, the family room opens to the lake, and a full bath serves the main level. Craftsmanship shows everywhere: interior doors stretch to the ceiling, new flooring runs underfoot, and every bedroom is fitted with built-in closet organizers. The primary suite pairs a fireplace and a spa-caliber bath — dual vanities, built-in bench, rain shower head — with a private balcony where, every night, Walt Disney World's fireworks rise above the tree line. Ask the owner her favorite part: the mornings — waking to the view, the lake filling the windows before her feet touch the floor. A newly created fifth bedroom adds its own closet and renovated Jack-and-Jill bath with walk-in shower. Five bedrooms and four full baths in all — room for everyone the lake will draw. Offered fully furnished — and the systems are as considered as the finishes. A 31.5 kW owned solar array (70 panels, Enphase microinverters) conveys free and clear — paid off at closing, no lease and no payment to assume — sized to offset the home's electricity use. A whole-house generator runs the entire home for six hours; a new HVAC system, hurricane shutters, and whole-home water filtration carry the same logic. Outside, the heated pool and spa with cascading waterfall, the summer kitchen, a private soccer field, and a treehouse with its own zipline complete grounds built for every generation. Forty-five minutes puts you at Orlando International, Universal, or Disney's gates. The truth is simpler: this is the place the rest of your life will be measured against. The sunset alone is worth the appointment.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,532.5

Sqft

2.3 ac

Lot size

9

Garage

1997

Year built

Two

Levels

$552

Per sqft

Private poolWaterfrontFireplacePool & Trees/Woods & Water viewFurnishedPets allowed

Inside

FlooringBrick/Stone · Ceramic Tile · Engineered Hardwood · Luxury Vinyl
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer · Water Purifier · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Brick · Concrete · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesWest
ParkingBoat · Circular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Ground Level · Guest · Oversized · RV Garage · RV Parking · Workshop in Garage
ExteriorBalcony · French Doors · Hurricane Shutters · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower

Community & fees

Taxes (2026)$18,862/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Propane · Solar · Sprinkler Well · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,159 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,490
PMI (est., until 20% equity)$937
Property tax — 2026 actual bill$1,572
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $250,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $250,000
Interest rate6.00%
Loan term

Estimated payment

$16,159/mo

Principal & interest$13,490
PMI (est., until 20% equity)$937
Property taxes (actual bill)$1,572
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.5M
$938KedgeAI estimate $1,569,758 · range $977K$1.4M$2.6M

vs edgeAI estimate

+59.3%

$/sqft vs NOT IN SUBDIVISION

$552 vs $253

Days on market

26 vs 46 typical

Where $552/sqft sits among the 131 homes for sale in NOT IN SUBDIVISION

71
39
5
7 · this home
2
7
$130–262$262–394$394–526$526–658$658–790$790+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 10550 LAKE MINNEOLA SHORES

Drive times from this address

Downtown Orlando37 min
Universal Orlando39 min
Walt Disney World42 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$443K$444K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

62 of 131

NOT IN SUBDIVISION have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 438% above the Clermont median. See the full Clermont market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $2,499,999 · 26 days on market since
1997Built · NOT IN SUBDIVISION

Reality check

What actually sold near 10550 LAKE MINNEOLA SHORES

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23225 NW COUNTY RD. 236Sold · Dec ’25

$580,000

23225 NW COUNTY RD. 236 · same community

5 bd · 4 ba · 4,366 sqft · $133/sqft · 146 DOM

308 MARTIN LUTHER KING BOULEVARDSold · Jan ’26

$35,658

308 MARTIN LUTHER KING BOULEVARD · same community

4 bd · 2 ba · 2,712 sqft · $13/sqft · 43 DOM

4510 CINDY ROADSold · Dec ’25

$485,000

4510 CINDY ROAD · same community

4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10550 LAKE MINNEOLA SHORES — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10550 LAKE MINNEOLA SHORES — before you fall in love.

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Schedule a tour

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Straight answers

10550 LAKE MINNEOLA SHORES FAQs

What would the monthly payment be for 10550 LAKE MINNEOLA SHORES?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,159/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10550 LAKE MINNEOLA SHORES?+

The most recent tax bill on record (2026) was $18,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10550 LAKE MINNEOLA SHORES?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $2,499,999, this home is listed about 438% above the Clermont median of $465,000. The market section on this page shows how the area is trending.

Listing courtesy of CHASE AARON REAL ESTATE LLC · Chase Checho. MLS #G5115226.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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