David Ramirez
$345,000$350,0003 bd2 ba1,347 sqft$256 /sqft$2,515 /mo all-in ↓

13326 PINYON DRIVE, CLERMONT, FL, 34711

Active7 days on marketListed Jul 17, 2026MLS #G5115188

Priced 26% below the CLERMONT 34711 medianReduced $5KSingle Family ResidenceSPRING VALLEY PH V

Come see it

Upcoming open house

Sat, Jul 25

12:00 PM – 3:00 PM

OPEN HOUSE This Saturday!

About this home

13326 PINYON DRIVE

A rare find in Clermont! Located on a large 0.43-acre lot, this home offers the perfect mix of large backyard outdoor living and total peace of mind inside. This prime location puts you right in the heart of the Clermont lifestyle and is zoned for some of the area's most highly sought-after schools: Lost Lake Elementary, East Ridge Middle, and East Ridge High School. What truly sets this home apart is that every major, expensive mechanical and structural update has already been done for you. 2025: Brand-new, premium Pella windows and doors installed for maximum energy efficiency. 2023: New gutters installed around the home. 2021: Garage door spring fully replaced and serviced. 2020: Kitchen upgraded with premium black stainless steel appliances, featuring a gas stove. 2019: New roof, top-of-the-line dual-motor HVAC system, and a new gas water heater all installed. All of the big-ticket maintenance items are completely checked off, and this home is ready for its next owner. With a huge lot, prime school zones, and absolutely zero upcoming structural expenses for a buyer, this home is expected to move fast. Don't wait—schedule your private showing today before it's gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,347

Sqft

0.43 ac

Lot size

2

Garage

2003

Year built

One

Levels

$256

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator
InteriorAttic Ventilator · Cathedral Ceiling(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorSliding Doors

Community & fees

HOA fee$33/mo
Taxes (2025)$1,664/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$139
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,515/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$139
HOA / condo fee$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$299KedgeAI estimate $325,045 · range $311K$348K$362K

vs edgeAI estimate

+6.1%

$/sqft vs Clermont actives

$256 vs $222

Days on market

7 vs 33 typical

Where $256/sqft sits among the 400 Clermont actives

156
144 · this home
46
18
10
26
$168–213$213–257$257–301$301–346$346–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Valley

Map of 13326 PINYON DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World30 min
Downtown Orlando30 min
Universal Orlando33 min
Orlando Int’l Airport (MCO)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Spring Valley — neighborhood snapshot

Population

1,463

Median age

38

Median income

$85,261

Median home value

$438,900

Avg household

3

Households w/ children

184

For the school run

Lake County School District

ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

195 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $345,000 $5K
Jul 17, 2026Listed at $350,000 · 7 days on market since
2003Built · SPRING VALLEY PH V

Reality check

What actually sold near 13326 PINYON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2012 BRAXTON STREETSold · Oct ’25

$276,000

2012 BRAXTON STREET

2 bd · 2 ba · 1,335 sqft · $207/sqft · 33 DOM

4387 SAMBOURNE STREETSold · Aug ’25

$267,000

4387 SAMBOURNE STREET

3 bd · 2 ba · 1,330 sqft · $201/sqft · 116 DOM

4364 SAMBOURNE STREETSold · Jul ’26

$260,000

4364 SAMBOURNE STREET

2 bd · 2 ba · 1,446 sqft · $180/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13326 PINYON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13326 PINYON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13326 PINYON DRIVE FAQs

What would the monthly payment be for 13326 PINYON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,515/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13326 PINYON DRIVE?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13326 PINYON DRIVE?+

The most recent tax bill on record (2025) was $1,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13326 PINYON DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $345,000, this home is listed about 26% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13326 PINYON DRIVE?+

Lost Lake Elementary School (elementary), East Ridge High School (high), Windy Hill Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLERMONT 34711 market on paper

$345,000 is 26% below the CLERMONT 34711 median of $465,900.

02Fresh on the market

Only 7 days on market in a Clermont market that averages 33 — if it fits, move quickly.

03Strong assigned schools

Lost Lake Elementary School, East Ridge High School, Windy Hill Middle School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $350,000, now $345,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 HANCOCK · Matthew Mobley. MLS #G5115188.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 13326 PINYON DRIVE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 10:42 AM UTC. The listing information on this page last changed on July 24, 2026 at 10:42 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 10:42 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 10:42 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.