David Ramirez
$285,0003 bd2.5 ba1,569 sqft$182 /sqft$2,038 /mo all-in ↓

2662 MCDONALD TERRACE, MOUNT DORA, FL, 32757

Active9 days on marketListed Jul 16, 2026MLS #G5115184

Priced 37% below the MOUNT DORA 32757 median1/2 DuplexACREAGE & UNREC

About this home

2662 MCDONALD TERRACE

Virtually Staged. Welcome to this beautifully maintained two-story home ideally located just off scenic Lake Shore Drive in Mount Dora, offering a community dock to Lake Dora with NO HOA! This 3-bedroom, 2.5-bath residence features soaring vaulted ceilings, warm wood flooring, and an inviting living area designed for both everyday living and entertaining. New Roof 2025 HVAC 2020 The bright, well-appointed kitchen offers stainless steel appliances, an eat-in dining space, and abundant natural light. The desirable split floor plan provides a private first-floor primary suite, while two additional bedrooms and a full bath are located upstairs including upstair loft, creating the perfect layout for family or guests. Enjoy the convenience of being just minutes from historic downtown Mount Dora, where you'll find charming boutiques, waterfront dining, festivals, and year-round entertainment. Shopping, restaurants, and major roadways are all nearby, with Orlando International Airport approximately 45 minutes away. Whether you're looking for a full-time residence or a place to enjoy the Mount Dora lifestyle, this move-in ready home offers comfort, convenience, and an unbeatable location. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,569

Sqft

0.1 ac

Lot size

2

Garage

1990

Year built

Two

Levels

$182

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesMicrowave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
FacesNortheast
ExteriorPrivate Yard · Sliding Doors

Community & fees

Taxes (2025)$893/yr
PetsYes
CommunityDock · Fishing

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,038 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$74
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,038/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$74
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ACREAGE & UNREC

$182 vs $382

Days on market

9 vs 50 typical

Where $182/sqft sits among the 117 homes for sale in ACREAGE & UNREC

57 · this home
28
15
3
3
11
$154–377$377–599$599–822$822–1045$1045–1268$1268+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mount Dora

Map of 2662 MCDONALD TERRACE

Drive times from this address

Downtown Orlando45 min
Universal Orlando48 min
Walt Disney World54 min
Orlando Int’l Airport (MCO)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

MOUNT DORA 32757 — neighborhood snapshot

Population

32,712

Median age

45.8

Median income

$73,327

Median home value

$325,800

Avg household

2.47

Households w/ children

3,279

For the school run

Orange County School District

ElementaryZellwood Elementary★★★★★
MiddleWolf Lake Middle★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

42 of 117

ACREAGE & UNREC have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $285,000 · 9 days on market since
1990Built · ACREAGE & UNREC

Reality check

What actually sold near 2662 MCDONALD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

289 E MAINE AVENUESold · Dec ’25

$322,000

289 E MAINE AVENUE · same community

3 bd · 1.5 ba · 1,564 sqft · $206/sqft · 120 DOM

1232 HARVEY ROADSold · Mar ’26

$274,000

1232 HARVEY ROAD · same community

3 bd · 2 ba · 1,620 sqft · $169/sqft · 11 DOM

1203 LYRIC LANESold · Mar ’26

$850,000

1203 LYRIC LANE · same community

2 bd · 2 ba · 1,626 sqft · $523/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2662 MCDONALD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2662 MCDONALD TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2662 MCDONALD TERRACE FAQs

What would the monthly payment be for 2662 MCDONALD TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,038/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2662 MCDONALD TERRACE?+

The most recent tax bill on record (2025) was $893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2662 MCDONALD TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $285,000, this home is listed about 39% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2662 MCDONALD TERRACE?+

Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAKE LIFE REALTY · Brandy Lake. MLS #G5115184.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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