6610 S MERLEING LOOP, FLORAL CITY, FL, 34436
Active11 days on marketListed Jul 23, 2026MLS #G5115143
About this home
6610 S MERLEING LOOP
This unique waterfront home with a million-dollar view is going to WOW you and your clients. The magic is on the second floor. The lakefront view is so beautiful that even the main entry door is located on the lakeside of the home. This custom built meticulously maintained home offers so much that I have attached a features list. Upgrades are everywhere including custom built California Closet cabinets and shelving in the master bedroom; electric shades on many of the windows; cathedral ceiling lighting in the living room and master bedroom, and under cabinet lights throughout the kitchen. The home was constructed with both electrical and gas lines. Currently, all of the appliances are electric except for the living room fireplace and the downstairs BBQ grill. However, the option of converting the appliances to gas is available. The top of the tiled living room fireplace doubles as a food and beverage service counter and is great for entertaining. In addition to the spacious dining area with plenty of room for a large table and six chairs, the high-top kitchen countertop is also perfect for casual dining. Outside, the large second floor covered deck facing the lake provides plenty of room for outside dining and entertainment. Talking about the view, the home office just off the master bedroom features a large picture window facing the lake--offering the best office view you have ever had. The office also includes a custom built-in “partners desk” with multiple drawers for files. Downstairs there is approximately 2000 sf of covered space including a ground level seating area, and an oversize two car garage which includes a half bath. And not to be overlooked is the boathouse! It provides two covered boats slips, with a motorized lift on one side for a pontoon boat. An evening cruise on this lake is the perfect way to complete your day.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,558
Sqft
0.37 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,653 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,653/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Floral City actives
$369 vs $191
Days on market
11 vs 44 typical
Where $369/sqft sits among the 43 Floral City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$258K → $256K
Floral City median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
24 of 43
Floral City actives have cut their price
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the FLORAL CITY 34436 median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 6610 S MERLEING LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$483,000
6670 S MERLEING LOOP · same community
2 bd · 2 ba · 1,454 sqft · $332/sqft · 131 DOM
Sold · Jul ’26$311,000
7821 S BAKER AVENUE
2 bd · 2 ba · 1,640 sqft · $190/sqft · 34 DOM
Sold · Oct ’25$249,900
8595 E PUCKETT COURT
3 bd · 2 ba · 1,456 sqft · $172/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6610 S MERLEING LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6610 S MERLEING LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6610 S MERLEING LOOP FAQs
What would the monthly payment be for 6610 S MERLEING LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,653/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6610 S MERLEING LOOP?+
The most recent tax bill on record (2025) was $2,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6610 S MERLEING LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Floral City?+
At $575,000, this home is listed about 98% above the Floral City median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6610 S MERLEING LOOP?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GOTTUS REALTY INC. · Darlene Gottus. MLS #G5115143.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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