
13650 SE 91ST AVENUE, SUMMERFIELD, FL, 34491
Active21 days on marketListed Jul 12, 2026MLS #G5114966
About this home
13650 SE 91ST AVENUE
FULLY REPAINTED, INTERIOR AND EXTERIOR IN AUGUST 2022. New Roof Will Be Installed Before Closing. Fantastic home located in Del Webb Spruce Creek Golf and Country Club. DEL WEBB Communities are America's Premier "Active Adult Communities" and World Renown. Stunning ONE OF A KIND, 3/2 split plan ( 3rd bedroom has no closet ). This home has a great location. It is located in the Windward Hills part of Del Webb Spruce Creek Golf and Country Club; on a very private Cul De Sac, just a Short 100 Yard Walk to the Country Club and Restaurant, Main Clubhouse/Community Center and pool. You also can enjoy an unobstructed view of the golf course from the front of the home as there are no homes across the street in the cul-de-sac. Not only are you located close to all of the amenities; you are very close to the main secured gated entrance on 441/27 for Del Webb Spruce Creek Golf and Country Club that makes for easy, quick in out of the community to go shopping or to The Villages, manned 24 hours. Home has a breakfast bar, Island and eat in the kitchen that looks out to your own private landscape oasis. Kitchen with ceramic tile, granite counters and updated appliances. This home has it ALL, hardwood flooring in the living and dining open areas, carpet in bedrooms, master bathroom has double sinks, large walk-in closet, private water closet, walk in shower with garden tub. LARGE interior laundry room, HUGE enclosed lanai with dry bar, storage and remote controlled lighting looking out onto the large private back patio area surrounded by lush landscaping. LARGE extended two car garage plus golf cart garage with lots of built-ins and pulldown storage. There are amenities and organized activities galore as well as planned getaways and trips. You will love living in this manageable golf cart community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,870
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,043 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,043/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs Summerfield actives
$187 vs $190
Days on market
21 vs 50 typical
Where $187/sqft sits among the 354 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
172 of 354
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13650 SE 91ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$475,000
9885 SE 144TH STREET
3 bd · 2 ba · 1,859 sqft · $256/sqft · 86 DOM
Sold · Jul ’26$325,000
13914 SE 96TH CIRCLE
3 bd · 2 ba · 1,958 sqft · $166/sqft · 174 DOM
Sold · Jul ’26$356,000
9801 SE SUNSET HARBOR ROAD
4 bd · 2 ba · 1,963 sqft · $181/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13650 SE 91ST AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13650 SE 91ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13650 SE 91ST AVENUE FAQs
What would the monthly payment be for 13650 SE 91ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,043/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13650 SE 91ST AVENUE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13650 SE 91ST AVENUE?+
The most recent tax bill on record (2025) was $5,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13650 SE 91ST AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $350,000, this home is listed about 21% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13650 SE 91ST AVENUE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IM REALTY · Ira Miller. MLS #G5114966.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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