David Ramirez
$519,9003 bd2 ba2,040 sqft$255 /sqft$4,247 /mo all-in ↓

8707 PROVIDENCE CT, MOUNT DORA, FL, 32757

Active10 days on marketListed Jul 12, 2026MLS #G5114956

Single Family ResidenceLAKES OF MOUNT DORA

About this home

8707 PROVIDENCE CT

Welcome home to this beautifully upgraded residence where luxury, functionality, and thoughtful design come together. Every detail has been carefully selected to enhance both everyday living and entertaining. The heart of the home features a stunning chef's kitchen complete with soft-close cabinetry and convenient pull-out drawers for effortless organization. Entertain with ease thanks to the built-in coffee bar in the breakfast nook area, and elegant built in dry bar, highlighted by a beautiful stone accent backsplash. The spacious office is enhanced with classic French doors, creating the perfect private workspace. Throughout the home, you'll find custom plantation shutters, striking stone accent walls, impressive, oversized ceiling fans, and a custom TV entertainment feature with a rock accent that serves as a beautiful focal point. The luxurious primary suite offers exceptional custom closet organizers, while the utility room includes a built-in organization station by the utility sink to maximize storage and efficiency. Outdoor living is equally impressive with hidden sliding glass doors that seamlessly open to the screened lanai. Enjoy the built-in privacy blinds, TV mount, and fully equipped summer kitchen—perfect for relaxing or entertaining year-round. Car enthusiasts and hobbyists will appreciate the oversized garage, built approximately two feet deeper and wider than standard, complete with custom built-in storage. Additional premium upgrades include a whole-house Generac generator for peace of mind, gutters surrounding the entire home, downspouts that direct water to the lake, and an attractive speckled finish on the driveway and sidewalks. This exceptional home offers an outstanding combination of quality craftsmanship, custom upgrades, and modern convenience. Move-in ready and designed to impress, this is a property you won't want to miss. The Lakes of Mount Dora is an award-winning 55+ gated community in Central Florida with an 18,000 sq ft Clubhouse, library, billiards room, card/game room, social hall, gym, arts/crafts room, 4 miles of interconnecting waterways, pickle ball, tennis, bocce ball and croquet lawns, pool, hot tub, walking trails, fire pits, and an amazing fenced and gated RV/Boat Parking! All of this, plus reclaimed sprinkler system lawn irrigation AND internet/cable, is included in the low fee of $290. monthly! This home is 15 minutes from downtown Mount Dora—a charming town filled with art, festivals, shopping, unique restaurants, and coffee shops—and a little over an hour from Orlando and its many attractions, ensuring there's always something to do. One hour from the beach! Don't let this opportunity pass you by - discover your perfect Florida home today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,040

Sqft

0.16 ac

Lot size

2

Garage

2019

Year built

One

Levels

$255

Per sqft

Water view55+ community

Inside

FlooringCarpet · Porcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Dry Bar · Open Floorplan · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ExteriorIrrigation System · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$290/mo
Taxes (2025)$6,076/yr
PetsNumber Limit
CommunityWaterfront · Clubhouse · Community Mailbox · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sprinkler Recycled · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,247 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$506
HOA fee — from the listing$290
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,197
Interest rate6.00%
Loan term

Estimated payment

$4,247/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$506
HOA / condo fee$290
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $520K
$419KedgeAI estimate $459,894 · range $437K$502K$541K

vs edgeAI estimate

+13%

$/sqft vs LAKES OF MOUNT DORA

$255 vs $239

Days on market

10 vs 50 typical

Where $255/sqft sits among the 12 homes for sale in LAKES OF MOUNT DORA

2
6
3 · this home
0
0
1
$217–230$230–243$243–256$256–269$269–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakes Of Mount Dora

Map of 8707 PROVIDENCE CT inside its neighborhood boundary

Get to know Mount Dora. See the full Mount Dora guide →

Lakes Of Mount Dora — neighborhood snapshot

Population

1,749

Median age

63

Median income

$99,900

Median home value

$330,200

Avg household

2

Households w/ children

117

For the school run

Lake County School District

MiddleEustis Middle School★★★★
ElementaryRound Lake Charter School★★★★★
HighEustis High School★★★★★
ElementarySeminole Springs Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

9 of 12

LAKES OF MOUNT DORA have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $519,900 · 10 days on market since
2019Built · LAKES OF MOUNT DORA

Reality check

What actually sold near 8707 PROVIDENCE CT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3972 KENNEBUNK LOOPSold · Feb ’26

$469,990

3972 KENNEBUNK LOOP · same community

3 bd · 2 ba · 2,034 sqft · $231/sqft · 339 DOM

8464 BRIDGEPORT BAY CIRCLESold · Feb ’26

$520,000

8464 BRIDGEPORT BAY CIRCLE · same community

2 bd · 2 ba · 2,033 sqft · $256/sqft · 105 DOM

8600 BRIDGEPORT BAY CIRCLESold · Nov ’25

$521,670

8600 BRIDGEPORT BAY CIRCLE · same community

4 bd · 3 ba · 2,020 sqft · $258/sqft · 235 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8707 PROVIDENCE CT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8707 PROVIDENCE CT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8707 PROVIDENCE CT FAQs

What would the monthly payment be for 8707 PROVIDENCE CT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,247/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8707 PROVIDENCE CT?+

The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8707 PROVIDENCE CT?+

The most recent tax bill on record (2025) was $6,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8707 PROVIDENCE CT?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $519,900, this home is listed about 11% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8707 PROVIDENCE CT?+

Eustis Middle School (middle), Round Lake Charter School (elementary), Eustis High School (high), Seminole Springs Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$519,900 runs 18% above the MOUNT DORA 32757 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Eustis Middle School, Round Lake Charter School, Eustis High School, Seminole Springs Elementary School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of WATSON REALTY CORP · Jody Parks. MLS #G5114956.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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