David Ramirez
$375,000$389,9003 bd2 ba1,564 sqft$240 /sqft$2,836 /mo all-in ↓

1742 JAMES GRAY STREET, THE VILLAGES, FL, 34762

Active30 days on marketListed Jul 13, 2026MLS #G5114943

Reduced $15KSingle Family ResidenceTHE VILLAGES

About this home

1742 JAMES GRAY STREET

Virtually Staged. Welcome to this INCREDIBLE, 3/2 Wisteria (Jasmine) featuring a SPACIOUS SCREENED LANAI with EXTENDED PATIO and LARGE REAR YARD with ROOM FOR A POOL in the VIBRANT Village of Moultrie Creek! FANTASTIC LOCATION! - JUST MINUTES from the NEW Eastport Town Center! Built in 2024, this NEWLY CONSTRUCTED home offers LOW-MAINTENANCE peace of mind with CONTEMPORARY DESIGN! Adding to the exterior appeal of this INCREDIBLE home are LUSH landscaping with edging and STONED planting beds, SCREENED entry vestibule, SEAMLESS GUTTERS, and a side-lit front door. Step inside and discover an array of THOUGHTFUL UPGRADES, including ELEGANT CROWN MOLDING, DECORATIVE CORNICED WINDOWS, CUSTOM BLINDS, and UPDATED LIGHTING and CEILING FANS. Additionally, GORGEOUS LUXURY VINYL PLANK flooring flows seamlessly THROUGHOUT the main living areas, creating a stylish and cohesive look. The AMAZING kitchen boasts MODERN GREIGE SHAKER cabinetry, QUARTZ countertops, STAINLESS appliances with GAS range, built-in DOUBLE PANTRY with ROLL-OUT shelving, EAT-IN COUNTER-HEIGHT breakfast bar, and an adjacent DINETTE with EXTENDED CABINETRY and DOUBLE windows - perfect for casual dining. The OPEN-CONCEPT living and dining rooms are highlighted by HIGH VAULTED ceilings that create a SPACIOUS, EXPANSIVE area . From these rooms, FOUR-PANEL sliding glass doors open to a 20’x9’ SCREENED LANAI. This wonderful space is the perfect spot for ENTERTAINING friends and family or simply RELAXING with your morning coffee, evening cocktail, or a good book! There’s also an EXTENDED REAR PATIO for grilling and enjoying the beautiful Florida weather, while the SPACIOUS yard provides ample ROOM FOR A FUTURE POOL! Back inside, the primary bedroom features a VAULTED ceiling and GENEROUS CUSTOMIZED WALK-IN closet. Its en-suite bathroom offers GREIGE SHAKER cabinetry enhanced by ILLUMINATED toe-kick lighting, QUARTZ countertops, DUAL sinks, ROMAN-STYLE TILED WALK-IN shower, and a LINEN closet. A SPLIT FLOOR PLAN places two additional bedrooms and a second bathroom across the home, behind a POCKET door, ensuring plenty of PRIVACY for guests and/or a quiet home office. Both bedrooms feature LARGE windows and built-in closets, while a GREIGE SHAKER vanity with QUARTZ countertop, TILED tub and shower combination, and a hallway LINEN closet grace the second bathroom. A CENTRALLY-LOCATED, INTERIOR laundry room features a utility sink, shelving, and a LARGE STORAGE closet. Completing the package is an EXTRA DEEP 20’x26’ TWO-CAR GARAGE with a whole-house Nova water softener and filtration system and PLENTY of room for parking and storage! DON’T MISS YOUR OPPORTUNITY to make this FANTASTIC HOME YOR OWN! The Village of Moultrie Creek is ideally located JUST MINUTES to Eastport Town Square and Middleton, where you’ll have easy access to shops, restaurants, and live nightly entertainment! Also close to Sawgrass Grove; Saluki and Olympia Recreation Centers; Shallow Creek Championship Golf Course; Shady Brook Pool; Farragut Softball Complex; Boosters Bar and Grill; Sophie Doodles Canine Park and much more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this AMAZING HOME in a FABULOUS LOCATION and CALL TODAY to schedule your private showing or virtual tour!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,564

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$240

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Ground Level
ExteriorRain Gutters

Community & fees

Taxes (2025)$3,627/yr
PetsBreed Restrictions, Yes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Golf · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$302
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,836/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$302
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$356KedgeAI estimate $387,989 · range $371K$414K$430K

vs edgeAI estimate

−3.3%

$/sqft vs THE VILLAGES

$240 vs $253

Days on market

30 vs 52 typical

Where $240/sqft sits among the 230 homes for sale in THE VILLAGES

68
72 · this home
44
19
11
16
$197–231$231–265$265–299$299–332$332–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1742 JAMES GRAY STREET

Drive times from this address

Downtown Orlando53 min
Universal Orlando56 min
Walt Disney World64 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 34762 — neighborhood snapshot

Population

580

Median age

31.6

Median income

$80,601

Median home value

$271,000

Avg household

3.1

Households w/ children

71%

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$341K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

124 of 230

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the THE VILLAGES 34762 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $15K
Jul 13, 2026Listed at $389,900 · 30 days on market since
2024Built · THE VILLAGES

Reality check

What actually sold near 1742 JAMES GRAY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1013 DEL RIO DRIVESold · Nov ’25

$366,000

1013 DEL RIO DRIVE · same community

2 bd · 2 ba · 1,578 sqft · $232/sqft · 3 DOM

3096 MAYWOOD COURTSold · Dec ’25

$350,000

3096 MAYWOOD COURT · same community

3 bd · 2 ba · 1,527 sqft · $229/sqft · 0 DOM

17860 SE 89TH NATCHEZ AVENUESold · Apr ’26

$325,000

17860 SE 89TH NATCHEZ AVENUE · same community

3 bd · 2 ba · 1,625 sqft · $200/sqft · 276 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1742 JAMES GRAY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1742 JAMES GRAY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1742 JAMES GRAY STREET FAQs

What would the monthly payment be for 1742 JAMES GRAY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1742 JAMES GRAY STREET?+

The most recent tax bill on record (2025) was $3,627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1742 JAMES GRAY STREET?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $375,000, this home is listed about 4% below the The Villages median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1742 JAMES GRAY STREET?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PREMIER REALTY · Matthew Roberts Llc. MLS #G5114943.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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