
10212 JULIA ISLES AVENUE, OXFORD, FL, 34484
Active20 days on marketListed Jul 16, 2026MLS #G5114899
Come see it
Upcoming open house
Sat, Aug 8
1:00 PM – 3:00 PM
About this home
10212 JULIA ISLES AVENUE
Located in the highly desirable gated community of Lakeside Landings, this BEAUTIFULLY DESIGNED 3 BEDROOM, 2 BATH home combines SOARING 14-FOOT CEILINGS, an OPEN-CONCEPT FLOOR PLAN, an ENCLOSED LANAI, BRICK PAVER PATIO, and a 2-CAR GARAGE—all with NO BOND and LOW-MAINTENANCE living. Ideally situated just minutes from The Villages®, this exceptional home offers the perfect blend of comfort, convenience, and resort-style amenities. Step inside and you'll immediately appreciate the expansive feel created by the impressive 14-FOOT CEILINGS and open living spaces. Designed for both everyday living and effortless entertaining, the main living and dining areas flow seamlessly together, creating a bright and inviting atmosphere where family and friends naturally gather. The centrally located kitchen overlooks the main living areas, allowing you to stay connected whether preparing meals, hosting guests, or enjoying a quiet evening at home. With its open design and functional layout, this space serves as the heart of the home and is perfectly suited for today's lifestyle. The spacious primary suite provides a comfortable retreat at the end of the day, while two additional bedrooms offer flexibility for overnight guests, a home office, hobby room, or additional living space to fit your needs. Just beyond the living area, the ENCLOSED LANAI creates additional year-round living space, offering the perfect setting to enjoy your morning coffee, relax with an evening beverage, or entertain family and friends in comfort. Outside, the BRICK PAVER PATIO provides an ideal spot for grilling, outdoor dining, or simply enjoying Florida's beautiful weather. Adding to the home's appeal is a spacious 2-CAR GARAGE and the convenience of an HOA that includes both LAWN MAINTENANCE and IRRIGATION, allowing you to spend less time on yard work and more time enjoying everything the community has to offer. Lakeside Landings is one of the area's premier gated communities, offering residents a true resort-style lifestyle with access to Lake Miona, beautifully maintained grounds, swimming pools, a state-of-the-art fitness center, tennis courts, pickleball courts, and an active clubhouse with social activities throughout the year. Best of all, you'll enjoy NO BOND while remaining just minutes from shopping, restaurants and medical facilities. DON'T MISS YOUR OPPORTUNITY to own this spacious home offering impressive ceiling heights, low-maintenance living, and outstanding community amenities in one of the area's most desirable gated neighborhoods. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,003
Sqft
0.24 ac
Lot size
2
Garage
2018
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,286 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,286/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs Oxford actives
$209 vs $215
Days on market
20 vs 51 typical
Where $209/sqft sits among the 60 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $353K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
28 of 60
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 10212 JULIA ISLES AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$535,000
2004 ROYAL ELM ROAD
3 bd · 2 ba · 1,999 sqft · $268/sqft · 1 DOM
Sold · Jul ’26$585,000
2028 ABORDALE LANE
3 bd · 2 ba · 2,030 sqft · $288/sqft · 2 DOM
Sold · Sep ’25$500,000
1751 ASHWOOD RUN
3 bd · 2 ba · 2,030 sqft · $246/sqft · 358 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10212 JULIA ISLES AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10212 JULIA ISLES AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10212 JULIA ISLES AVENUE FAQs
What would the monthly payment be for 10212 JULIA ISLES AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,286/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10212 JULIA ISLES AVENUE?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10212 JULIA ISLES AVENUE?+
The most recent tax bill on record (2025) was $3,411. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10212 JULIA ISLES AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $419,000, this home is listed about 3% above the Oxford median of $405,250. The market section on this page shows how the area is trending.
Which schools are assigned to 10212 JULIA ISLES AVENUE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Dave Monty. MLS #G5114899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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