10172 MAINSAIL DRIVE, OXFORD, FL, 34484
Active8 days on marketListed Jul 15, 2026MLS #G5114844
About this home
10172 MAINSAIL DRIVE
Beautifully maintained 3-bedroom villa with a STUNNING PRIVATE GARDEN OASIS in the GATED COMMUNITY of Lakeside Landings! Enjoy VAULTED CEILINGS, PLANTATION SHUTTERS, a SPLIT-BEDROOM FLOOR PLAN, BRICK PAVERS, and TRANQUIL OUTDOOR LIVING designed for relaxation. Welcome home to this beautifully maintained 3-bedroom, 2-bath villa offering 1,592 square feet of comfortable, low-maintenance living in the highly sought-after, gated community of Lakeside Landings. One of this home's most enchanting features is its private backyard garden oasis—a PEACEFUL RETREAT where you can sip your morning coffee, watch the birds, or unwind at the end of the day surrounded by nature. From the moment you arrive, you'll appreciate the BRICK PAVER DRIVEWAY that continues through the welcoming front entry and into the SCREENED FRONT PORCH, creating a warm and inviting first impression. Step through the ELEGANT LEADED GLASS FRENCH DOORS, accented by a beautiful TRANSOM WINDOW, into a SPACIOUS FOYER that opens to soaring VAULTED CEILINGS and a light-filled living area, creating an airy yet cozy atmosphere you'll immediately feel at home in. The thoughtfully designed SPLIT-BEDROOM FLOOR PLAN offers privacy and comfort for both you and your guests. Throughout the home you'll find TIMELESS PLANTATION SHUTTERS, ceiling fans in every room, updated lighting in the foyer, dining room, and front porch, plus two newer ceiling fans with convenient remote controls. The kitchen features neutral Corian countertops, while the bathrooms are finished with CULTURED MARBLE COUNTERTOPS, providing a clean, classic look that complements any style. The front guest bedroom has been FRESHLY PAINTED in the soothing Sea Salt color by Sherwin-Williams, adding a fresh coastal feel. Enjoy added peace of mind with several important updates, including a 2023 water heater, 2023 double-door refrigerator, 2020 Whirlpool dishwasher, and a new garbage disposal. The true showstopper, however, is the OUTDOOR LIVING SPACE. The SCREENED LANAI flows seamlessly onto an EXTENDED BRICK PAVER PATIO, creating the perfect place to entertain friends or simply relax while overlooking the beautifully landscaped backyard garden. It's a setting that feels PEACEFUL, PRIVATE, and INCREDIBLY SERENE—one you'll look forward to enjoying every single day. Lakeside Landings offers resort-style amenities including a sparkling pool with waterfalls and fountains, a second satellite pool, jacuzzi, fitness center, pickleball and tennis courts, billiards room, library, card room, basketball court, playground, two dog parks, and access to Lake Miona for fishing and kayaking, all within a SECURE, GATED COMMUNITY. Even better — you’re just a quick golf cart ride from The Villages, where nightly entertainment, dining, shopping, and dancing await. NO CDD & NO BOND!!! If you've been searching for a move-in-ready villa that combines low-maintenance living with beautiful outdoor spaces and thoughtful updates, this Lakeside Landings gem is one you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,592
Sqft
0.15 ac
Lot size
2
Garage
2007
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.4%
$/sqft vs Oxford actives
$174 vs $213
Days on market
8 vs 49 typical
Where $174/sqft sits among the 63 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Villages Of Lakeside Landings
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
Villages Of Lakeside Landings — neighborhood snapshot
Population
622
Median age
56
Median income
$90,739
Median home value
$387,800
Avg household
2
Households w/ children
50%
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
29 of 63
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 10172 MAINSAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$246,000
5071 HARBOUR DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $155/sqft · 76 DOM
Sold · Dec ’25$250,000
10156 MAINSAIL DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $157/sqft · 202 DOM
Sold · Aug ’25$279,900
5072 NEPTUNE CIRCLE · same community
3 bd · 2 ba · 1,619 sqft · $173/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10172 MAINSAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10172 MAINSAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10172 MAINSAIL DRIVE FAQs
What would the monthly payment be for 10172 MAINSAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,311/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10172 MAINSAIL DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10172 MAINSAIL DRIVE?+
The most recent tax bill on record (2025) was $2,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10172 MAINSAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $277,300, this home is listed about 31% below the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10172 MAINSAIL DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Kristen Miller. MLS #G5114844.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oxford homes, in your inbox
Like 10172 MAINSAIL DRIVE but not quite? A daily digest of every new listing in Oxford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →