David Ramirez
$439,9003 bd2 ba2,165 sqft$203 /sqft$3,412 /mo all-in ↓

4010 HAMMERSMITH DRIVE, CLERMONT, FL, 34711

Active12 days on marketListed Jul 9, 2026MLS #G5114839

Priced 6% below the CLERMONT 34711 medianSingle Family ResidenceWELLINGTON AT KINGS RIDGE PH 01

About this home

4010 HAMMERSMITH DRIVE

Ideally located in a popular guard gated 55+ community, with over 2000 sq ft. of contemporary style golf living on the 7th tee box looking down the fairway, sits 4010 Hammersmith a rare and beautiful St James. The minute you pull up to the home you will be greeted with a paver drive and walkway. This home combines the finest finishes with multiple upgrades. This exquisite 3 Bedroom 2 Bath with a Florida Room can adapt to any lifestyle. With Luxury Vinyl and Porcelain Tile, and large windows, this home offers an open, airy floor plan with lots of natural light for your enjoyment and that is perfect for entertaining family and friends. As you walk through the leaded glass front door you will be greeted with a spacious great room and formal dining room graced with high ceilings and crown molding. This open, bright, and spacious great room, is combined with a Florida room with plantation shutters that overlooks the golf course. As you move on the modernized updated spacious kitchen you will find an abundance of wood cabinets, quartz counter tops, and backsplash. The kitchen is also updated with slate stainless-steel appliances, refrigerator, dishwasher, & microwave. Off of the Kitchen you will be pleased to see a large eat in area large enough for a hutch or a buffet for entertaining guests while enjoying the golf course views which is perfect for great conversations. The den/office/study has a closet and can be used as a 3rd bedroom if needed. The generously proportioned primary bedroom with soft lighting creates a soft ambiance and has views of the Golf Course. Escape to a relaxing retreat within the ensuite with his and her sinks, and separate tiled zero threshold walk-in shower. The ensuite has an abundance of cabinet space in the bathroom. The spacious primary bedroom is graced with 2 large walk-in closets. The owner has gone to the expense of enlarging one of the walk-in closets. The spacious guest room is perfect for hosting family and friends. The spacious 2nd Bath is strategically placed close to the 2nd bedroom for your guest convenience. Escape to the beautiful screened lanai with Sun Setter motorized awning those relaxing quiet nights. This updated golf course home boasts 6 New Windows across the back. AC 2017, Roof 2014, Hot Water Heater 2 or 3 years old, leaded glass front door, crown molding, paver driveway and walk way, pull-down attic stairs, partial gutters, and lightning rods. Kings Ridge enhances easy shopping by driving your golf cart to Publix, Restaurants, Salons, Pet Supply and Groomer, Liquor Store, Banking, Gas Station, Pizza, and Ice Cream! Discover the epitome of comfortable active lifestyle living in Kings Ridge. Kings Ridge boasts 2 Golf Courses, 3 Pools, Hot/Cold Tubs, Dry Saunas, Steam Rooms, 2 Gyms, Tennis Courts, Pickleball Courts, Bocca Ball & Shuffleboard, and Basketball Courts. The Multi-Million-Dollar Club House, is the heart of activities with Entertainment, Dances, Social Events, Games, Travel Clubs, etc. The monthly maintenance fees include lawn care, home phone, maintenance and trimming of shrubs, irrigation and replacement of sprinkler heads, basic cable TV and internet, and road maintenance, and exterior painting every seven years. WELCOME TO A WELCOMING HAVEN CALLED HOME!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,165

Sqft

0.14 ac

Lot size

2

Garage

1998

Year built

One

Levels

$203

Per sqft

Golf Course viewNegotiable55+ community

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$270/mo
Taxes (2025)$2,370/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,412 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$198
HOA fee — from the listing$270
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$3,412/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$198
HOA / condo fee$270
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$343KedgeAI estimate $399,077 · range $357K$433K$457K

vs edgeAI estimate

+10.2%

$/sqft vs Clermont actives

$203 vs $223

Days on market

12 vs 33 typical

Where $203/sqft sits among the 400 Clermont actives

152 · this home
142
52
17
10
27
$167–212$212–256$256–301$301–345$345–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kings Ridge

Map of 4010 HAMMERSMITH DRIVE inside its neighborhood boundary

Get to know Clermont. See the full Clermont guide →

Kings Ridge — neighborhood snapshot

Population

3,024

Median age

77

Median income

$55,576

Median home value

$318,195

Avg household

2

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

202 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $439,900 · 12 days on market since
1998Built · WELLINGTON AT KINGS RIDGE PH 01

Reality check

What actually sold near 4010 HAMMERSMITH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4119 HAMMERSMITH DRIVESold · Jan ’26

$375,000

4119 HAMMERSMITH DRIVE · same community

3 bd · 2 ba · 1,858 sqft · $202/sqft · 13 DOM

10145 LAKE LOUISA ROADSold · Dec ’25

$855,000

10145 LAKE LOUISA ROAD

3 bd · 2 ba · 2,172 sqft · $394/sqft · 15 DOM

4234 NEWLAND STREETSold · Feb ’26

$420,000

4234 NEWLAND STREET

3 bd · 2 ba · 2,122 sqft · $198/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4010 HAMMERSMITH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4010 HAMMERSMITH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4010 HAMMERSMITH DRIVE FAQs

What would the monthly payment be for 4010 HAMMERSMITH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,412/mo — principal and interest, the actual property-tax bill, the $270/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4010 HAMMERSMITH DRIVE?+

The association fee works out to $270 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4010 HAMMERSMITH DRIVE?+

The most recent tax bill on record (2025) was $2,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4010 HAMMERSMITH DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $439,900, this home is listed about 6% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4010 HAMMERSMITH DRIVE?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLERMONT 34711 market on paper

$439,900 is 6% below the CLERMONT 34711 median of $469,000, and at $203/sqft it sits under the Clermont average of $240.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER HUBBARD HANSEN · Jearri Joann Bush, LLC. MLS #G5114839.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 4010 HAMMERSMITH DRIVE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 21, 2026 at 3:35 PM UTC. The listing information on this page last changed on July 21, 2026 at 3:35 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 21, 2026 at 3:35 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 21, 2026 at 3:35 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.