1030 CAPELLA DRIVE, TAVARES, FL, 32778
Active17 days on marketListed Jul 8, 2026MLS #G5114823
About this home
1030 CAPELLA DRIVE
New Price! Do not wait to tour 1030 Capella Drive in the highly sought after 55+ Community of Lake Frances Estates! This 1,556 square foot home offers an oversized 2 car garage, 2 bedrooms, 2 bathrooms and a versatile office/craft room that could easily serve as a 3rd bedroom. The open floorplan flows into a large open kitchen with an island offering seating, perfect for entertaining friends and family, with additional space for a breakfast table. Laminate flooring runs throughout the home, with tile flooring in both bathrooms for easy care. A fully enclosed all-weather Florida room adds even more living space to enjoy year-round. The utility room offers room for your washer and dryer along with a sink and storage. The 2-car garage provides privacy and plenty of space for a workshop, plus room to park your golf cart. Additional updates include a membrane roof with foam insulation replaced in 2017, HVAC replaced in 2014, and some windows already replaced. Home is being offered furnished, as-is. Lake Frances Estates offers an active lifestyle with a low $52 monthly HOA and an impressive array of amenities, including indoor and outdoor heated pools, fishing, shuffleboard, billiards, bingo, card games, movie nights, and a lively clubhouse calendar filled with social events. Golf cart-friendly streets add to the convenience and community feel. Drive your golf cart to Downtown Tavares or you are just minutes from downtown Eustis and downtown Mount Dora, you’ll enjoy easy access to waterfront dining, shopping, street fairs, and live entertainment. Orlando and Sanford airports, as well as major attractions, are approximately 30 miles away, with both Florida coasts within about 90 minutes. If you’re looking for full-time Florida living or the perfect seasonal retreat, this property offers exceptional value in a welcoming, amenity-rich community. Some photos have been virtually staged.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,556
Sqft
0.14 ac
Lot size
2
Garage
1971
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,635 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,635/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs Tavares actives
$123 vs $193
Days on market
17 vs 40 typical
Where $123/sqft sits among the 250 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
118 of 250
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 1030 CAPELLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$156,000
1437 APACHE CIRCLE · same community
2 bd · 2 ba · 1,550 sqft · $101/sqft · 36 DOM
Sold · Feb ’26$265,000
1560 SKYLINE DRIVE · same community
3 bd · 2 ba · 1,471 sqft · $180/sqft · 1 DOM
Sold · Sep ’25$160,000
1435 MOHAWK CIRCLE · same community
2 bd · 2 ba · 1,422 sqft · $113/sqft · 236 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1030 CAPELLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1030 CAPELLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1030 CAPELLA DRIVE FAQs
What would the monthly payment be for 1030 CAPELLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,635/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1030 CAPELLA DRIVE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1030 CAPELLA DRIVE?+
The most recent tax bill on record (2025) was $2,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1030 CAPELLA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $191,000, this home is listed about 42% below the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1030 CAPELLA DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVARES 32778 market on paper
$191,000 is 42% below the TAVARES 32778 median of $329,245, and at $123/sqft it sits under the Tavares average of $213.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $199,000, now $191,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARRISON REAL PROPERTY GROUP · Amanda Harrison. MLS #G5114823.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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