1004 LAREDO LANE, LADY LAKE, FL, 32159
Active10 days on marketListed Jul 14, 2026MLS #G5114815
About this home
1004 LAREDO LANE
INCREDIBLY PRIVATE, TURNKEY + 4-SEATER GOLF CART, BLOCK and STUCCO 2/2 Baja Courtyard Villa featuring a SWIM SPA and EXPANSIVE GLASS-ENCLOSED LANAI with MINI-SPLIT nestled in the quaint Village of El Cortez! - JUST MINUTES to CR 466 and US 441/27 as well as Spanish Springs Town Square with shopping, dining, and live nightly entertainment! NO BOND or BOND MAINTENANCE! LOW-MAINTENANCE, STONE and CONCRETE front, side, and rear yards - NO GRASS! A DECORATIVELY PAINTED walkway, and an entry vestibule with French door, screen, and built-in blind welcome you in to the foyer boasting a CONVENIENT ENTRY CLOSET! A GORGEOUS galley kitchen features TILE flooring, WHITE cabinetry, GRANITE countertops, TILE backsplash, STAINLESS appliances, and a PANTRY closet. The SPACIOUS, OPEN CONCEPT layout of the living and dining rooms showcases GORGEOUS, LUXURY VINYL PLANK flooring and two CONTEMPORARY ceiling fans. UPGRADES THROUGHOUT include CROWN MOLDING, CUSTOM CORNICED windows and doors, and FIVE SOLAR TUBES for an ABUNDANCE of NATURAL LIGHT! From the dining room, a pair of French doors allow easy access to the PERGOLA covered side courtyard - providing the perfect spot for grilling, lounging, or entertaining! Another set of French doors, at the rear of the living room, invite you out to the EXPANSIVE GLASS-ENCLOSED lanai. This AMAZING room adds approximately 270sf of additional living area and features PAVER flooring and a MINI-SPLIT for YEAR-ROUND ENJOYMENT! An exterior door provides easy access to the SPACIOUS, WALLED courtyards where a SWIM SPA with BAR creates a PRIVATE RESORT-STYLE OASIS! Whether you're swimming against the adjustable current for low-impact exercise, unwinding in the soothing hydrotherapy jets, or entertaining family and friends, this versatile backyard escape is designed for every lifestyle! Back inside, retreat to the primary bedroom boasting LVP flooring and a GENEROUS WALK-IN closet. Its en-suite bathroom features WHITE cabinetry, NEUTRAL countertop, and a TILED WALK-IN shower with frameless-glass. A second bedroom and bathroom are located near the front of the main living area, creating a PRIVATE guest wing and/or QUIET home office! Bedroom two offers a LARGE window, corner desk and cabinetry, and a built-in closet. The second bathroom features a WHITE vanity with NEUTRAL countertop, tub and shower combination, and a hall LINEN closet. Completing the package is a 23’x18’ one and half car garage with a an EPOXIED floor, dedicated laundry nook, shelving, fandelier, convenient utility sink, attic access with stairs, Natur water filtration and softening system, and PLENTY of space for a car and a golf cart! DON’T MISS YOUR OPPORTUNITY to make this AMAZING villa YOUR OWN! Offering LOW-MAINTENANCE living, it's ideal as a primary residence, vacation home, or investment property! The Village of El Cortez is conveniently located JUST MINUTES to Spanish Springs Town Square with shopping, dining, and live nightly entertainment! Also close to Lake Sumter Landing; Tierra Del Sol Country Club and Championship Golf Course; Mira Mesa Executive Golf Course; Hacienda Regional Recreation Center; Chula Vista Recreation Center; multiple pools, golf, and pickle ball; The Villages Regional Hospital; and CR 466 and US Hwy 441/27 with a plethora of shopping, restaurants, banks, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this INCREDIBLE HOME in a FANTASTIC LOCATION and call today to schedule your Private Showing or Virtual Tour!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,156
Sqft
0.08 ac
Lot size
1
Garage
1991
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,394 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,394/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs THE VILLAGES
$260 vs $250
Days on market
10 vs 50 typical
Where $260/sqft sits among the 214 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
123 of 214
THE VILLAGES have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1004 LAREDO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$288,000
3023 GALLINULE COURT · same community
2 bd · 2 ba · 1,148 sqft · $251/sqft · 4 DOM
Sold · Dec ’25$220,000
1639 W SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,144 sqft · $192/sqft · 194 DOM
Sold · Dec ’25$278,350
2382 DUE WEST DRIVE · same community
2 bd · 2 ba · 1,142 sqft · $244/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1004 LAREDO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1004 LAREDO LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1004 LAREDO LANE FAQs
What would the monthly payment be for 1004 LAREDO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,394/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1004 LAREDO LANE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1004 LAREDO LANE?+
The most recent tax bill on record (2025) was $3,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1004 LAREDO LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $300,000, this home is listed about 8% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1004 LAREDO LANE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Matthew Roberts Llc. MLS #G5114815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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