395 S ATLANTIC AVENUE UNIT 402, ORMOND BEACH, FL, 32176
Active13 days on marketListed Jul 10, 2026MLS #G5114781
About this home
395 S ATLANTIC AVENUE UNIT 402
Ormond Beach Living • Ocean Views • 2 Private Bedroom Balconies • Living Room Balcony • New A/C with 10-Year Transferable Warranty • Secure Underground Parking • Priced to Sell! Wake up every morning to breathtaking ocean views, step onto your private balcony with a fresh cup of coffee, breathe in the salty sea air, and start your day with a peaceful walk along the sandy beach just steps from your door. This spacious 2-bedroom, 2-bath condominium in the highly desirable Tidesfall community offers the coastal lifestyle you've been dreaming about at an incredible value. Featuring ocean views from the living room and both bedrooms, each with its own private balcony access, this home is filled with natural light and endless possibilities for your personal updates and design vision. The expansive living and dining areas create the perfect setting for entertaining family and friends, while the functional kitchen is ready to become the heart of your dream beach home. The spacious primary suite offers balcony access, stunning ocean views, a walk-in closet, and a relaxing retreat at the end of the day. The guest bedroom also enjoys its own private balcony and features a built-in Murphy bed, providing exceptional flexibility for overnight guests while easily converting the room into a home office, hobby space, or den when not in use. Adding even more value, the condo features a brand-new A/C system with a 10-year transferable warranty, providing peace of mind for years to come. Tidesfall is a secure, well-maintained oceanfront community with key fob access to both the building and the private beach entrance, offering comfort, convenience, and security. Residents enjoy a private secured underground parking garage, elevator access, a sparkling community swimming pool, and a recreation room complete with a full kitchen, creating an active community where neighbors gather, socialize, and enjoy the beach lifestyle together. Perfectly located near shopping, dining, entertainment, and everything Ormond Beach has to offer, this condo is ideal as a full-time residence, vacation getaway, or investment opportunity. Priced to sell, this is your opportunity to own an ocean-view condo, add your own personal style and finishing touches, and begin every day with sunrise views over the Atlantic, coffee on your balcony, and long walks on one of Florida's most beautiful beaches. Your beachfront lifestyle starts here.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,634
Sqft
1.76 ac
Lot size
2
Garage
1982
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
Days on market
13 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 395 S ATLANTIC AVENUE UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 395 S ATLANTIC AVENUE UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
395 S ATLANTIC AVENUE UNIT 402 FAQs
What would the monthly payment be for 395 S ATLANTIC AVENUE UNIT 402?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,291/mo — principal and interest, the actual property-tax bill, the $1,119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 395 S ATLANTIC AVENUE UNIT 402?+
The association fee works out to $1,119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 395 S ATLANTIC AVENUE UNIT 402?+
The most recent tax bill on record (2025) was $5,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 395 S ATLANTIC AVENUE UNIT 402?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $399,000, this home is listed about 6% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 395 S ATLANTIC AVENUE UNIT 402?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 11% above the ORMOND BEACH 32176 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,119/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of MORRIS REALTY AND INVESTMENTS · Kim Ducharme-Levensohn. MLS #G5114781.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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