David Ramirez
Pending
$309,0002 bd2 ba1,295 sqft$239 /sqft$2,578 /mo all-in ↓

5415 ZAJAC AVENUE, THE VILLAGES, FL, 32163

Pending36 days on marketListed Jul 8, 2026MLS #G5114747

Priced 33% below the THE VILLAGES 32163 medianVillaTHE VILLAGES - VILLAGE OF MARSH BEND

About this home

5415 ZAJAC AVENUE

Welcome to this truly unique 2-bedroom, 2-bath patio villa in the highly desirable Village of Marsh Bend. From the moment you arrive, this west-facing Moonstone-3(G) model stands out with features rarely found in patio villa living, including a 1.5-car garage, a separate golf cart garage, and a charming picket-fenced backyard. Step first onto the screened front porch, a perfect spot to enjoy the fresh air while staying comfortably shaded and protected. A convenient side door leads directly from the porch to the golf cart garage - perfect for those rainy days when you still want to venture out. Inside, the home opens with the guest bath and indoor washer/dryer closet thoughtfully located just off the entryway. Continue forward, and the villa immediately begins to feel larger than expected, thanks to soaring vaulted ceilings in the main living area. The open layout flows beautifully into the oversized kitchen, one of the true showpieces of this home. White cabinetry, abundant counter space, and a large center island create a bright, welcoming space for cooking, entertaining, or gathering with friends. The primary suite also features vaulted ceilings, giving the room an airy, spacious feel. The en suite bath offers dual basins, a walk-in shower, linen closet, private water closet, and a walk-in clothing closet. The second bedroom also enjoys vaulted ceilings, making it feel bright and comfortable for guests, a home office, or hobbies. Out back, the picket-fenced yard is accessible by a second sliding glass door, a rare and wonderful bonus for a patio villa. This charming outdoor space offers both privacy and character. Recent updates within the last year include a freshly painted kitchen, new carpeting throughout, a new Wi-Fi entry door lock, a new Wi-Fi-enabled sprinkler controller, and an all-new HVAC system installed in November 2025. The Village of Marsh Bend is in one of the most exceptional locations within The Villages. Close to Edna’s on the Green, several recreation centers, including Cattail, Everglades, Water Lily, Riverbend, and DeLuna, community and sports pools, the Water Lily Bridge to Brownwood, and approximately a 20-minute golf cart ride to Eastport, there is always something nearby to enjoy! Offered turnkey, if desired, this Marsh Bend patio villa combines easy villa living with exceptional storage, a standout kitchen, and rare outdoor space, all in one very special Villages home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,295

Sqft

0.11 ac

Lot size

2

Garage

2019

Year built

One

Levels

$239

Per sqft

Turnkey55+ community

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Open Floorplan · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric · Natural Gas
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesWest
ParkingGolf Cart Garage
ExteriorIrrigation System · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$5,547/yr
PetsNumber Limit
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,578 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$462
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,578/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$462
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$274KedgeAI estimate $291,829 · range $285K$313K$326K

vs edgeAI estimate

+5.9%

$/sqft vs The Villages actives

$239 vs $252

Days on market

36 vs 52 typical

Where $239/sqft sits among the 400 The Villages actives

107
133 · this home
84
20
22
34
$198–230$230–262$262–294$294–326$326–359$359+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 5415 ZAJAC AVENUE

Drive times from this address

Downtown Orlando56 min
Universal Orlando59 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$341K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

217 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the THE VILLAGES 32163 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $309,000 · 36 days on market since
2019Built · THE VILLAGES - VILLAGE OF MARSH BEND

Reality check

What actually sold near 5415 ZAJAC AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6056 CHASE COURTSold · Nov ’25

$325,000

6056 CHASE COURT

2 bd · 2 ba · 1,295 sqft · $251/sqft · 4 DOM

3063 SWEETGUM STREETSold · Oct ’25

$281,500

3063 SWEETGUM STREET

2 bd · 2 ba · 1,295 sqft · $217/sqft · 20 DOM

3016 GALLINULE COURTSold · May ’26

$315,000

3016 GALLINULE COURT

2 bd · 2 ba · 1,295 sqft · $243/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5415 ZAJAC AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5415 ZAJAC AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

5415 ZAJAC AVENUE FAQs

What would the monthly payment be for 5415 ZAJAC AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,578/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5415 ZAJAC AVENUE?+

The most recent tax bill on record (2025) was $5,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5415 ZAJAC AVENUE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $309,000, this home is listed about 21% below the The Villages median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5415 ZAJAC AVENUE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Jamie Noll. MLS #G5114747.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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