3828 OAK POINTE DRIVE, LADY LAKE, FL, 32159
Active16 days on marketListed Jul 8, 2026MLS #G5114712
Come see it
Upcoming open house
Sun, Jul 26
12:00 AM – 3:00 PM
About this home
3828 OAK POINTE DRIVE
Extraordinary home on nearly 2 acres directly on Lady Lake in the beautiful custom home community of Oak Pointe! Completed in 2025, this exceptional custom-built lakefront estate is a showcase of timeless elegant design, and the finest in Florida luxury living. Perfectly situated on 1.95 private acres with direct frontage on the waters of Lady Lake, this one-of-a-kind residence offers privacy, breathtaking sunset views, and an unparalleled lifestyle. Boasting 2,576 square feet of heated and air-conditioned living space and 3751 square feet under roof, this home has been thoughtfully designed with spacious, open-concept living areas, soaring ceilings, plantation shutters and beautiful tile flooring throughout. At the heart of the home, a stunning wood-burning fireplace creates a warm and inviting focal point, blending natural beauty with refined craftsmanship. The residence features three generously sized bedrooms, two luxurious bathrooms, a private study/library, offering exceptional flexibility for work, relaxation, and entertaining. The lavish primary suite is a true private sanctuary with stunning lake views, featuring dual walk-in closets and a spa-inspired bath complete with a soaking tub, an oversized walk-in shower, and separate vanities designed for both comfort and convenience. Indoor and outdoor living come together seamlessly through expansive gathering spaces that open to a spectacular screen enclosed swimming pool and a nearly 400-square-foot screened lanai under-roof featuring a wet bar, ceiling fans and epoxy flooring creating an exceptional setting for entertaining or enjoying peaceful lakefront sunsets. Car collectors, boating enthusiasts, and hobbyists alike will appreciate the oversized 800-plus-square-foot 4-car garage with front and rear overhead doors, providing easy access for vehicles, boats, golf carts, and recreational equipment. Located just minutes from shopping, fine dining, The Villages, and Harbor Hills, this extraordinary property offers the rare combination of secluded waterfront living with everyday convenience. Every detail of this beautiful home has been carefully curated to deliver an exceptional lifestyle where luxury, craftsmanship, and the natural beauty of lakefront living come together in perfect harmony. This is a rare opportunity to own one of Lady Lake's premier waterfront residences.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,523
Sqft
1.95 ac
Lot size
4
Garage
2024
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,907 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,907/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.5%
$/sqft vs Lady Lake actives
$287 vs $195
Days on market
16 vs 50 typical
Where $287/sqft sits among the 204 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
96 of 204
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 3828 OAK POINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$450,000
3931 OAK POINTE · same community
4 bd · 2 ba · 2,000 sqft · $225/sqft · 56 DOM
Sold · Jan ’26$425,000
3927 OAK POINTE DRIVE · same community
3 bd · 2 ba · 1,731 sqft · $246/sqft · 374 DOM
Sold · Oct ’25$675,000
3820 OAK POINTE DRIVE · same community
5 bd · 4 ba · 3,329 sqft · $203/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3828 OAK POINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3828 OAK POINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3828 OAK POINTE DRIVE FAQs
What would the monthly payment be for 3828 OAK POINTE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,907/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3828 OAK POINTE DRIVE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3828 OAK POINTE DRIVE?+
The most recent tax bill on record (2025) was $6,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3828 OAK POINTE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $725,000, this home is listed about 123% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3828 OAK POINTE DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Patti Goodson. MLS #G5114712.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lady Lake homes, in your inbox
Like 3828 OAK POINTE DRIVE but not quite? A daily digest of every new listing in Lady Lake — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →