David Ramirez
$649,5004 bd3 ba2,596 sqft$250 /sqft$4,344 /mo all-in ↓

705 HILLTOP COURT, MOUNT DORA, FL, 32757

Active28 days on marketListed Jul 6, 2026MLS #G5114691

Single Family ResidenceMOUNT DORA PINE CREST UNREC

About this home

705 HILLTOP COURT

Nestled on a quiet dead-end street in one of Mount Dora's established neighborhoods, this beautifully maintained one-owner home offers the perfect combination of comfort, space, and Florida living. From the moment you arrive, you'll appreciate the inviting curb appeal, mature landscaping, and welcoming entrance. Inside, the thoughtfully designed floor plan features spacious living areas filled with natural light, creating an open and inviting atmosphere for everyday living and entertaining. The tiled foyer welcomes you into the formal living and dining rooms. The spacious kitchen features abundant cabinetry, stainless steel appliances, a pantry, built-in desk, and generous counter space while overlooking the inviting family room with a cozy fireplace. The main level offers a desirable split-bedroom floor plan, providing privacy for family and guests. The spacious primary suite features two walk-in closets, while the ensuite bath offers dual vanities, a walk-in shower, and a private water closet. The additional bedrooms are generously sized and share a guest bath with dual sinks, a linen closet, and a tub/shower combination. Sliding glass doors lead to a spacious air-conditioned lanai overlooking the backyard, creating additional year-round living space. A rare feature for Florida homes, the finished 700± square-foot basement offers exceptional flexibility. Complete with a private entrance, enclosed lanai with its own dedicated mini-split HVAC system, and an ensuite bathroom, it is ideal for an in-law suite, guest quarters, home office, recreation room, or multi-generational living. Step outside to your own private backyard retreat where you can relax, entertain, or simply enjoy the peaceful surroundings. The spacious yard offers plenty of room to add the pool of your dreams while still providing ample space for outdoor activities. Additional features include a whole-house generator for added peace of mind, 2 car garage and 1/3 acre lot. Conveniently located just minutes from historic downtown Mount Dora, you'll enjoy award-winning restaurants, boutique shopping, waterfront parks, year-round festivals, golf courses, and the Harris Chain of Lakes. With nearby medical facilities, schools, and major highways, this exceptional home offers the perfect blend of tranquility and convenience. Don't miss this rare opportunity to own a meticulously cared-for home in one of Mount Dora's most desirable communities. The 2596 square footage is for the upsairs only. The downstairs/basement area is an additional 1000 square feet +/- including the lanai.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,596

Sqft

0.3 ac

Lot size

2

Garage

1999

Year built

Two

Levels

$250

Per sqft

Fireplace

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Guest · Open
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,229/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,344 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,505
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$436
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,950
Interest rate6.00%
Loan term

Estimated payment

$4,344/mo

Principal & interest$3,505
PMI (est., until 20% equity)$244
Property taxes (actual bill)$436
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$495KedgeAI estimate $528,655 · range $515K$568K$675K

vs edgeAI estimate

+22.9%

$/sqft vs Mount Dora actives

$250 vs $221

Days on market

28 vs 50 typical

Where $250/sqft sits among the 288 Mount Dora actives

75
81
71 · this home
28
12
21
$162–194$194–226$226–258$258–290$290–322$322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pinecrest

Map of 705 HILLTOP COURT inside its neighborhood boundary

Drive times from this address

Downtown Orlando44 min
Universal Orlando47 min
Walt Disney World53 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Pinecrest — neighborhood snapshot

Population

427

Median age

70

Median income

$80,625

Median home value

$472,400

Avg household

2

Households w/ children

2%

For the school run

Lake County School District

HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$450K$409K

Mount Dora median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

165 of 288

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $649,500 · 28 days on market since
1999Built · MOUNT DORA PINE CREST UNREC

Reality check

What actually sold near 705 HILLTOP COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1925 SUNSET ROADSold · Nov ’25

$650,000

1925 SUNSET ROAD · same community

3 bd · 2 ba · 2,209 sqft · $294/sqft · 39 DOM

1734 NORMANDY DRIVESold · Nov ’25

$370,000

1734 NORMANDY DRIVE · same community

3 bd · 2 ba · 2,050 sqft · $180/sqft · 38 DOM

1510 OVERLOOK DRIVESold · Dec ’25

$372,500

1510 OVERLOOK DRIVE · same community

3 bd · 2.5 ba · 1,914 sqft · $195/sqft · 133 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 705 HILLTOP COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 705 HILLTOP COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

705 HILLTOP COURT FAQs

What would the monthly payment be for 705 HILLTOP COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,344/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 705 HILLTOP COURT?+

The most recent tax bill on record (2025) was $5,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mount Dora?+

At $649,500, this home is listed about 37% above the Mount Dora median of $474,995. The market section on this page shows how the area is trending.

Which schools are assigned to 705 HILLTOP COURT?+

Mt. Dora High School (high), Mt. Dora Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DAVE LOWE REALTY, INC. · Michele Lowe. MLS #G5114691.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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