
1015 W MONTROSE STREET, CLERMONT, FL, 34711
Active19 days on marketListed Jul 15, 2026MLS #G5114581
About this home
1015 W MONTROSE STREET
LOCATION, LOCATION, LOCATION! Discover the charm of downtown Clermont in this beautifully renovated 3-bedroom, 1-bath cottage home, featuring a bonus room perfect for Game Day, a home office, a playroom, or a hobby space. Love all the festivals, waterfront events, and dining downtown, but hate searching for parking? Imagine simply walking to it all! Stroll to Clermont's popular restaurants, charming cafés, wine bar, breweries, waterfront parks, Sunday Farmers Market, and the exciting First Friday food truck events. From Peruvian and Caribbean cuisine to steakhouses, pizza, burgers, wings, and more, you'll have an incredible variety of dining just minutes from your front door. You'll even enjoy a peek-a-boo view of Lake Minneola from the front yard. Relax with your morning coffee on the inviting front porch or unwind in the evening on the covered back porch. The major investments have already been completed, giving you peace of mind for years to come. Recent improvements include a NEW ROOF, NEW A/C, NEW HOT WATER HEATER, UPDATED PLUMBING (REPIPED), UPDATED ELECTRICAL SYSTEM with the capacity to add an EV charging outlet, NEW FLOORING, knockdown ceilings, and fresh, crisp white paint throughout the interior. The popcorn ceilings are gone! You'll also appreciate the convenience of the indoor laundry room and the oversized family room, which offers flexible space for entertaining, movie nights, or everyday living. Looking ahead? The generous backyard provides excellent potential for a future addition. Whether you've dreamed of creating a spacious primary suite with a private bath or expanding the home's footprint, this property offers room to bring your vision to life. The kitchen and bathroom are ready for your personal touch, allowing you to customize them to match your style and taste. The costly renovations have already been completed—now simply choose your favorite finishes and create the home you've always envisioned. Living in downtown Clermont means embracing an active Florida lifestyle with a public boat ramp, miles of scenic walking and biking trails, beautiful lakefront parks, boutique shopping, locally owned restaurants, and year-round community events just outside your door. Whether you're searching for your first home, a charming place to downsize, a vacation retreat, or an investment property, this Historic Downtown Clermont gem offers exceptional value, modern updates, and endless possibilities. Renovated homes in Historic Downtown Clermont rarely stay on the market for long. Schedule your private showing today and experience everything this exceptional home—and this incredible location—has to offer!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,212
Sqft
0.21 ac
Lot size
1975
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,976 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,976/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.7%
$/sqft vs Clermont actives
$330 vs $224
Days on market
19 vs 43 typical
Where $330/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Indian Hills — neighborhood snapshot
Population
2,405
Median age
37
Median income
$63,832
Median home value
$402,276
Avg household
2
Households w/ children
191
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $468K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
205 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 1015 W MONTROSE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$169,000
1065 W MAGNOLIA STREET · same community
2 bd · 1 ba · 1,072 sqft · $158/sqft · 0 DOM
Sold · May ’26$286,000
558 W MINNEOLA AVENUE · same community
2 bd · 1 ba · 945 sqft · $303/sqft · 29 DOM
Sold · Jun ’26$325,000
624 FIFTH STREET · same community
2 bd · 1 ba · 938 sqft · $346/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1015 W MONTROSE STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1015 W MONTROSE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1015 W MONTROSE STREET FAQs
What would the monthly payment be for 1015 W MONTROSE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,976/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1015 W MONTROSE STREET?+
The most recent tax bill on record (2025) was $3,415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clermont?+
At $400,000, this home is listed about 15% below the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1015 W MONTROSE STREET?+
South Lake High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SALLY LOVE REAL ESTATE · Katherine Reeg. MLS #G5114581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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