David Ramirez
$930,0005 bd3.5 ba3,866 sqft$241 /sqft$6,290 /mo all-in ↓

5079 PALMETTO PARK DRIVE, WINTER GARDEN, FL, 34787

Active17 days on marketListed Jul 20, 2026MLS #G5114492

Single Family ResidenceORCHARD HILLS PH 3

About this home

5079 PALMETTO PARK DRIVE

Welcome to this beautifully maintained 5-bedroom, 3.5-bath home with a spacious 3-car garage, offering the perfect blend of comfort, style, energy efficiency, and location. From the moment you step inside, you’ll appreciate the soaring ceilings, open living spaces, and thoughtful upgrades throughout. The custom stone fireplace, bring an inviting ambiance to those cozy evenings or when entertaining guests year round. At the heart of the home is the gourmet kitchen, featuring granite countertops, built-in appliances, abundant cabinetry, and plenty of space for cooking and entertaining. The adjoining living area is highlighted by a built-in fireplace, creating a warm and inviting focal point for family gatherings. One of the home’s standout features is the fully owned solar system, helping keep monthly electric costs exceptionally low—averaging approximately $33 per month. The exterior has been recently painted, adding fresh curb appeal. Step outside to the expansive backyard designed with possibilities in mind. The generous outdoor space offers ample room to add a pool whilst still leaving plenty of space for a dedicated grilling and outdoor dining area. Whether you're hosting summer barbecues, family gatherings or relaxing with friends, the spacious yard provides the ideal setting for creating your own private outdoor retreat. The modern floor plan offers five bedrooms and 3.5 bathrooms, providing flexibility for families, guests, or a home office, along with a generous 3-car garage for vehicles and additional storage. Ideally located in one of Winter Garden’s most desirable communities, this home is zoned for highly rated schools and offers convenient access to Walt Disney World, SR-429, downtown Orlando, and Orlando International Airport (MCO), making commuting, travel, shopping, dining, and entertainment easily accessible. If you’re looking for a move-in-ready home with premium features, exceptional energy savings, generous living space, and an outstanding location, this home is ready to welcome you.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,866

Sqft

0.2 ac

Lot size

3

Garage

2017

Year built

Two

Levels

$241

Per sqft

Negotiable

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorAwning(s) · Irrigation System · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$190/mo
Taxes (2026)$6,877/yr
PetsBreed Restrictions
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,290 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,018
PMI (est., until 20% equity)$349
Property tax — 2026 actual bill$573
HOA fee — from the listing$190
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,000
Interest rate6.00%
Loan term

Estimated payment

$6,290/mo

Principal & interest$5,018
PMI (est., until 20% equity)$349
Property taxes (actual bill)$573
HOA / condo fee$190
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $930K
$764KedgeAI estimate $815,472 · range $796K$846K$967K

vs edgeAI estimate

+14%

$/sqft vs Winter Garden actives

$241 vs $261

Days on market

17 vs 37 typical

Where $241/sqft sits among the 400 Winter Garden actives

73
131 · this home
98
41
23
34
$179–220$220–262$262–304$304–345$345–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 5079 PALMETTO PARK DRIVE

Drive times from this address

Walt Disney World22 min
Downtown Orlando25 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

171 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $930,000 · 17 days on market since
2017Built · ORCHARD HILLS PH 3

Reality check

What actually sold near 5079 PALMETTO PARK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14588 MAGNOLIA RIDGE LOOPSold · Mar ’26

$700,000

14588 MAGNOLIA RIDGE LOOP · same community

4 bd · 3.5 ba · 3,284 sqft · $213/sqft · 13 DOM

5048 PALMETTO PARK DRIVESold · Jun ’26

$990,000

5048 PALMETTO PARK DRIVE · same community

5 bd · 4 ba · 4,933 sqft · $201/sqft · 4 DOM

14460 ORCHARD HILLS BOULEVARDSold · Aug ’25

$595,000

14460 ORCHARD HILLS BOULEVARD · same community

4 bd · 2.5 ba · 2,614 sqft · $228/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5079 PALMETTO PARK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5079 PALMETTO PARK DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5079 PALMETTO PARK DRIVE FAQs

What would the monthly payment be for 5079 PALMETTO PARK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,290/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5079 PALMETTO PARK DRIVE?+

The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5079 PALMETTO PARK DRIVE?+

The most recent tax bill on record (2026) was $6,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5079 PALMETTO PARK DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $930,000, this home is listed about 58% above the Winter Garden median of $589,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5079 PALMETTO PARK DRIVE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA PLUS REALTY, LLC · Claire Brooks. MLS #G5114492.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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