4438 RIVER RIDGE DRIVE, LEESBURG, FL, 34748
Active13 days on marketListed Jul 12, 2026MLS #G5114443
About this home
4438 RIVER RIDGE DRIVE
Welcome home to this beautifully upgraded residence featuring a private backyard and move-in-ready appeal! Thoughtfully updated by the current homeowners, this home offers newer appliances, new quartz countertops and in the kitchen and bathroom, fresh interior paint, new flooring, an updated kitchen sink, and stylish new lighting and ceiling fans throughout. The open-concept kitchen overlooks the family room, making it perfect for entertaining while preparing meals. You'll also enjoy a cozy breakfast nook for casual dining and plenty of cabinet and counter space. This spacious home offers two bedrooms plus a versatile den—ideal for a home office, hobby room, or guest space. The impressive 18' x 20' living room features soaring ceilings and opens to a private glass-enclosed lanai where you can relax and take in the peaceful backyard views year-round. The oversized two-car garage includes a convenient remote-controlled screen, adding comfort and functionality. Major updates provide added peace of mind, including a new roof (2024), A/C (2020), and water heater (2017). Located in the award-winning 55+ community of The Plantation at Leesburg, residents enjoy an exceptional lifestyle with two championship golf courses, multiple swimming pools, fitness centers, pickleball and tennis courts, softball, walking trails, numerous clubs and activities, plus an on-site restaurant and lounge—perfect for meeting friends or grabbing a cold drink after a round of golf. With a low HOA and quick settlement available, this is an incredible opportunity to start enjoying the Florida lifestyle right away!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,871
Sqft
0.17 ac
Lot size
2
Garage
1996
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,508 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,508/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs Leesburg actives
$155 vs $171
Days on market
13 vs 50 typical
Where $155/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation At Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
Plantation At Leesburg — neighborhood snapshot
Population
4,398
Median age
72
Median income
$73,602
Median home value
$255,054
Avg household
2
Households w/ children
81%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$281K → $261K
Leesburg median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
210 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4438 RIVER RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$195,000
26029 OAKMOUNT DRIVE · same community
3 bd · 2 ba · 1,869 sqft · $104/sqft · 0 DOM
Sold · Jun ’26$300,000
4532 RIVER RIDGE DRIVE · same community
3 bd · 2 ba · 1,882 sqft · $159/sqft · 94 DOM
Sold · Jan ’26$272,115
4514 RIVER RIDGE DRIVE · same community
3 bd · 2 ba · 1,785 sqft · $152/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4438 RIVER RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4438 RIVER RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4438 RIVER RIDGE DRIVE FAQs
What would the monthly payment be for 4438 RIVER RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,508/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4438 RIVER RIDGE DRIVE?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4438 RIVER RIDGE DRIVE?+
The most recent tax bill on record (2025) was $3,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4438 RIVER RIDGE DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $290,000, this home is listed about 2% below the Leesburg median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4438 RIVER RIDGE DRIVE?+
Leesburg Elementary School (elementary), Oak Park Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS ROSE REALTY · Mary Jane Grimes. MLS #G5114443.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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