31929 ELIZABETH LANE, TAVARES, FL, 32778
Pending28 days on marketListed Jul 6, 2026MLS #G5114435
About this home
31929 ELIZABETH LANE
PRICED BELOW APPRAISAL!! Lakefront Living on the Harris Chain of Lakes! Welcome to your own waterfront retreat in the highly sought after Rod & Reel Club community on beautiful Lake Harris! This charming 3-bedroom, 2-bath ranch style home offers 43 feet of prime direct lake frontage, complete with a sandy beach and a low maintenance Trex dock, perfect for boating, fishing, or simply soaking in the breathtaking sunsets. Step inside to discover an inviting floor plan featuring a cozy breakfast nook with coffee station, an indoor laundry room, and a Florida room designed for year-round enjoyment. Wake up each morning to spectacular lake views from the primary suite, where both the bedroom and bathroom overlook the sparkling waters of Lake Harris. One of the additional bedrooms is an ensuite, providing privacy and comfort for guests or multi-generational living. Outside, the generous backyard offers plenty of room to add the swimming pool of your dreams while still enjoying the expansive waterfront setting. A one car garage provides additional storage for your vehicle, golf cart, or water toys. As a resident, you'll enjoy direct access to the legendary 76,000-acre Harris Chain of Lakes. One of Central Florida's premier destinations for boating, bass fishing, waterfront dining, and endless outdoor recreation. Whether you're looking for a full time residence, a vacation getaway, or an investment opportunity, this lakefront gem offers the perfect combination of comfort, convenience, and the Florida lifestyle you've been dreaming of. No insurance issues here...The roof is only 3 years old!! Don't miss this rare opportunity to own your piece of paradise on Lake Harris!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,663
Sqft
0.25 ac
Lot size
1
Garage
1950
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,201 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,201/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+111.9%
Days on market
28 vs 40 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $302K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31929 ELIZABETH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31929 ELIZABETH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31929 ELIZABETH LANE FAQs
What would the monthly payment be for 31929 ELIZABETH LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,201/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31929 ELIZABETH LANE?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31929 ELIZABETH LANE?+
The most recent tax bill on record (2025) was $4,176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31929 ELIZABETH LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $629,000, this home is listed about 91% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 31929 ELIZABETH LANE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Bethany Burge Bosbous. MLS #G5114435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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