David Ramirez
$934,999$949,9995 bd3.5 ba4,053 sqft$231 /sqft$6,554 /mo all-in ↓

14301 WHITE MOSS WAY, WINTER GARDEN, FL, 34787

Active22 days on marketListed Jul 14, 2026MLS #G5114391

Reduced $15KSingle Family ResidenceORCHARD HILLS PH 1

About this home

14301 WHITE MOSS WAY

Virtually Staged. Beautifully maintained 5-bedroom, 3.5-bath home with over 4,000 square feet in the highly sought-after Orchard Hills community. Situated on a spacious corner lot, this home offers an ideal floor plan with the primary suite on the first floor and expansive living spaces designed for both everyday living and entertaining. The gourmet kitchen features stainless steel appliances, double wall ovens, an oversized center island, abundant cabinetry, a butler’s pantry, and a large walk-in pantry, all overlooking the open family room and screened lanai. This home is loaded with valuable upgrades, including a SOLAR energy system that helps keep electric costs exceptionally low, with most monthly electric bills averaging around just $33. Additional improvements include a HYBRID energy-efficient water heater, a Pelican whole-house WATER FILTRATION system, and CUSTOM his-and-hers walk-in closets in the primary suite. There is NO CARPET throughout the home, with luxury vinyl plank flooring covering the entire second floor for a modern, low-maintenance finish. The spacious first-floor primary suite offers a private retreat with dual custom walk-in closets and an elegant en-suite bath featuring dual vanities, a makeup station, an oversized walk-in shower, and a soaking tub. Upstairs, you’ll find four additional bedrooms, two full bathrooms, a large loft, and a separate bonus/media room, providing flexible space for family, guests, or working from home. The back yard is fully fenced and plenty of room for a pool. Residents of Orchard Hills enjoy resort-style amenities including a community pool, fitness center, clubhouse, playground, dog park, and walking trails with the pool and clubhouse being a couple of minutes walk. The home is zoned for highly rated schools and is conveniently located just minutes from Walt Disney World, the rapidly growing Hamlin Town Center, shopping, dining, and entertainment. With easy access to SR 429, the Florida Turnpike, and SR 408, commuting is simple, and Orlando International Airport is within easy reach. Combining energy efficiency, extensive upgrades, generous living space, and an exceptional location, this home is truly move-in ready.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,053

Sqft

0.22 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$231

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$190/mo
Taxes (2026)$9,701/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Solar · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,554 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,045
PMI (est., until 20% equity)$351
Property tax — 2026 actual bill$808
HOA fee — from the listing$190
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,500
Interest rate6.00%
Loan term

Estimated payment

$6,554/mo

Principal & interest$5,045
PMI (est., until 20% equity)$351
Property taxes (actual bill)$808
HOA / condo fee$190
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $935K
$808KedgeAI estimate $917,109 · range $842K$1.0M$1.0M

vs edgeAI estimate

+2%

$/sqft vs Winter Garden actives

$231 vs $261

Days on market

22 vs 37 typical

Where $231/sqft sits among the 400 Winter Garden actives

77
128 · this home
101
38
22
34
$179–220$220–262$262–304$304–345$345–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 14301 WHITE MOSS WAY

Drive times from this address

Walt Disney World24 min
Downtown Orlando26 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

171 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $934,999 $15K
Jul 14, 2026Listed at $949,999 · 22 days on market since
2015Built · ORCHARD HILLS PH 1

Reality check

What actually sold near 14301 WHITE MOSS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14531 CEDAR HILL DRIVESold · Jul ’26

$600,000

14531 CEDAR HILL DRIVE · same community

5 bd · 4 ba · 3,510 sqft · $171/sqft · 34 DOM

4231 OAK LODGE WAYSold · Jul ’26

$662,000

4231 OAK LODGE WAY · same community

4 bd · 3.5 ba · 2,821 sqft · $235/sqft · 10 DOM

14419 MAGNOLIA RIDGE LOOPSold · Nov ’25

$650,000

14419 MAGNOLIA RIDGE LOOP · same community

5 bd · 3 ba · 2,514 sqft · $259/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14301 WHITE MOSS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14301 WHITE MOSS WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

14301 WHITE MOSS WAY FAQs

What would the monthly payment be for 14301 WHITE MOSS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,554/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14301 WHITE MOSS WAY?+

The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14301 WHITE MOSS WAY?+

The most recent tax bill on record (2026) was $9,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14301 WHITE MOSS WAY?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $934,999, this home is listed about 59% above the Winter Garden median of $587,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14301 WHITE MOSS WAY?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$934,999 runs 75% above the WINTER GARDEN 34787 median — but at 4,053 sqft it's also nearly twice the size of the typical Winter Garden listing.

02Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $949,999, now $934,999 — a $15K cut. The full history is in the market section below.

Listing courtesy of FLORIDA PLUS REALTY, LLC · Claire Brooks. MLS #G5114391.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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