David Ramirez
$399,0002 bd2 ba1,602 sqft$249 /sqft$3,032 /mo all-in ↓

1101 MONTEREY LANE, THE VILLAGES, FL, 32159

Active16 days on marketListed Jul 22, 2026MLS #G5114333

Private poolSingle Family ResidenceLADY LAKE ORANGE BLOSSOM GARDENS UNIT 18

About this home

1101 MONTEREY LANE

Located in the desirable VILLAGE OF MIRA MESA, this beautifully maintained Monterey model offers the perfect blend of updates, privacy, and location. Situated on a LARGE CORNER LOT with NO BOND, this 2-bedroom, 2-bath home features a 2024 ROOF, BRAND-NEW WATER HEATER (2026), SOLAR-HEATED SALTWATER POOL, (New Solar Heat for Pool 2024). 2-CAR GARAGE, water softener, and an enclosed lanai—all just minutes from both Spanish Springs and Lake Sumter Landing. An enclosed front patio welcomes you into a bright, open floor plan with soaring ceilings, abundant natural light, and spacious living and dining areas designed for comfortable everyday living and entertaining. Sliding glass doors seamlessly connect the living space to the enclosed lanai, pool, and outdoor entertaining areas. The updated kitchen features WHITE CABINETRY, engineered marble-overlay countertops, a coordinating backsplash, abundant cabinet storage, a center island, ceramic tile flooring, and a bay-window breakfast nook overlooking the pool. A convenient built-in workstation and inside laundry room add everyday functionality. The generous primary suite offers direct access to the pool deck and lanai, two walk-in closets, and an updated ensuite bath with dual vanities, engineered quartz-overlay countertops, a walk-in shower, and upgraded fixtures. The split-bedroom floor plan provides excellent privacy for guests, while the remodeled guest bath features an engineered quartz-overlay countertop, tiled shower, and updated finishes. While only listed as a 2-bedroom home, with the eat in kitchen, the dining room can easily be converted into a third bedroom. One of the highlights of this home is the private outdoor living space. The spacious enclosed lanai overlooks the sparkling SOLAR-HEATED SALTWATER POOL, while the expansive screened birdcage and paver patio provide multiple areas for dining, entertaining, or simply relaxing in the Florida sunshine. Mature landscaping enhances the sense of privacy, and a separate patio with a firepit creates the perfect gathering space for family and friends. Additional features include a designer driveway and front walkway, newly painted garage, water purification system, and numerous thoughtful updates throughout. Conveniently located near Spanish Springs Town Square, Lake Sumter Landing, UF Health Spanish Plaines Hospital, shopping, restaurants, recreation centers, and championship golf, this move-in-ready home offers the ideal combination of comfort, updates, outdoor living, and one of The Villages' most convenient locations.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,602

Sqft

0.2 ac

Lot size

2

Garage

1993

Year built

One

Levels

$249

Per sqft

Private pool55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

Taxes (2025)$4,157/yr

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,032 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$346
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,032/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$346
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$286KedgeAI estimate $381,387 · range $298K$590K$614K

vs edgeAI estimate

+4.6%

$/sqft vs The Villages actives

$249 vs $256

Days on market

16 vs 53 typical

Where $249/sqft sits among the 400 The Villages actives

122
133 · this home
67
29
18
31
$200–235$235–271$271–306$306–341$341–377$377+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1101 MONTEREY LANE

Drive times from this address

Downtown Orlando68 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

212 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the THE VILLAGES 32159 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $399,000 · 16 days on market since
1993Built · LADY LAKE ORANGE BLOSSOM GARDENS UNIT 18

Reality check

What actually sold near 1101 MONTEREY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

411 DEL MAR DRIVESold · Dec ’25

$510,000

411 DEL MAR DRIVE · same community

3 bd · 2 ba · 1,730 sqft · $295/sqft · 97 DOM

1116 ELIZABETH COURTSold · Apr ’26

$575,000

1116 ELIZABETH COURT

3 bd · 2 ba · 1,602 sqft · $359/sqft · 7 DOM

1115 MCBEE AVENUESold · Oct ’25

$460,000

1115 MCBEE AVENUE

3 bd · 2 ba · 1,612 sqft · $285/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1101 MONTEREY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1101 MONTEREY LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1101 MONTEREY LANE FAQs

What would the monthly payment be for 1101 MONTEREY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,032/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1101 MONTEREY LANE?+

The most recent tax bill on record (2025) was $4,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $399,000, this home is listed about 2% above the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1101 MONTEREY LANE?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Dave Monty. MLS #G5114333.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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