1306 WINDY BLUFF DRIVE, MINNEOLA, FL, 34715
Active27 days on marketListed Jun 26, 2026MLS #G5114315
About this home
1306 WINDY BLUFF DRIVE
BRAND NEW ROOF – JUNE 2026! Welcome home to this charming 3-bedroom, 2-bath residence nestled in the desirable Oak Valley community of Minneola, just north of Clermont. Offering 1,870 square feet of thoughtfully designed living space, this home combines comfort, functionality, and an unbeatable location with all with the added benefit of a low HOA. From the moment you step inside, you're greeted by vaulted ceilings and an open-concept floor plan that creates a bright, spacious atmosphere. The seamless flow between the living, dining, and kitchen areas makes everyday living and entertaining effortless. A dedicated office/den provides the perfect space for working from home or a quiet retreat. The split-bedroom floor plan offers added privacy, with the spacious primary suite featuring a walk-in closet and an en-suite bathroom complete with a relaxing garden tub. Two additional bedrooms and a full guest bathroom are situated on the opposite side of the home, making it ideal for family or visitors. Built in 2002 with solid block and stucco construction, the home includes central air conditioning, public utilities, and high-speed internet availability, everything you need for modern, comfortable living. Perfectly located near Lake Minneola, Waterfront Park, the South Lake Trail, downtown Clermont, shopping, dining, healthcare facilities, and the Florida Turnpike, you'll enjoy convenient access to Orlando while embracing the relaxed lifestyle and natural beauty of Lake County. Just minutes away, Historic Downtown Clermont offers waterfront dining, unique boutiques, a weekly Farmers Market, and year-round community events, including Pig on the Pond, Red Hot & Boom, Caribbean Jerk Festival, Art & Jazz, Trunk or Treat, and festive holiday celebrations. Whether you're searching for your first home, a growing family home, or a smart investment, this property offers the perfect combination of space, comfort, convenience, and the welcoming charm that makes South Lake County one of Central Florida's most sought-after places to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,870
Sqft
0.24 ac
Lot size
2
Garage
2002
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,056 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,056/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
Days on market
27 vs 31 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Valley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
Oak Valley — neighborhood snapshot
Population
1,701
Median age
42
Median income
$101,827
Median home value
$391,000
Avg household
3
Households w/ children
146
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$515K → $485K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1306 WINDY BLUFF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1306 WINDY BLUFF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1306 WINDY BLUFF DRIVE FAQs
What would the monthly payment be for 1306 WINDY BLUFF DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,056/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1306 WINDY BLUFF DRIVE?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1306 WINDY BLUFF DRIVE?+
The most recent tax bill on record (2025) was $5,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1306 WINDY BLUFF DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $385,000, this home is listed about 29% below the Minneola median of $539,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1306 WINDY BLUFF DRIVE?+
Minneola Charter School (elementary), South Lake High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TERZA REAL ESTATE · Nathalie Visscher. MLS #G5114315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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