David Ramirez
$259,000$263,1202 bd2 ba1,144 sqft$226 /sqft$2,083 /mo all-in ↓

1231 ZAPATA PLACE, LADY LAKE, FL, 32159

Active43 days on marketListed Jun 26, 2026MLS #G5114250

Priced 19% below the LADY LAKE 32159 medianReduced $4KSingle Family ResidenceTHE VILLAGES

About this home

1231 ZAPATA PLACE

Discover Florida living at it’s best in this FABULOUS, partially FURNISHED, 2-bedroom 2-bath home featuring an ENCLOSED LANAI, SPACIOUS CARPORT with horizontal PRIVACY fencing, rear PRIVACY LANDSCAPING, and a combination INTERIOR LAUNDRY and STORAGE ROOM - perfectly nestled in the quaint Village of Del Mar! - JUST MINUTES from Spanish Springs Town Square with shopping, dining, and live nightly entertainment! NO BOND or CDD! HVAC (2022) A DECORATIVELY PAINTED DRIVEWAY, SPACIOUS CARPORT, and French door entry welcome you in to the OPEN-CONCEPT layout showcasing VAULTED ceilings and GORGEOUS wood grain LUXURY VINYL PLANK flooring that flows seamless throughout the ENTIRE HOME! The BRIGHT kitchen showcases WOOD cabinetry with ROLL-OUT shelving, NEUTRAL countertops, and STAINLESS steel appliances. The adjoining dining and living rooms boast multiple windows and a set of sliding glass doors that bathe the home in NATURAL LIGHT. From the living room, step through sliding glass doors into the GLASS-ENCLOSED LANAI, creating the perfect extension of the home’s living space. This light-filled retreat features EXPANSIVE WINDOWS and PLANK TILE FLOORING for both durability and low-maintenance convenience. Whether enjoying your morning coffee or hosting guests, this beautifully designed space offers the perfect blend of comfort, functionality, and indoor/outdoor charm! Back inside, the primary bedroom boasts a VAULTED CEILING, LARGE window, and a GENEROUS WALK-IN CLOSET. Its en-suite bathroom features LIGHT-WOOD cabinetry with a NEUTRAL top, SOLAR TUBE, and a WALK-IN shower. The second bedroom also features a VAULTED CEILING, LARGE window, and a built-in closet and offers the perfect space for additional sleeping, den, or a hobby room. The well-appointed second bathroom has a LIGHT WOOD vanity with a NEUTRAL top, SOLAR TUBE, and a tub and shower combination. Adjacent to the CARPORT is a separate 140sf INDOOR UTILITY ROOM with a CONVENIENT LAUNDRY AREA with shelving and PLENTY of space for STORAGE! Additional UPGRADES include SOLAR PANELS that provide energy-efficiency and savings, Safety Zone WHOLE-HOUSE WATER FILTRATION SYSTEM, updated breaker box, and also a house re-pipe! DON'T MISS YOUR OPPORTUNITY to make this WONDERFUL HOME YOUR OWN! The Village of Del Mar is IDEALLY LOCATED JUST MINUTES from Spanish Springs Town Square with shopping, dining, and live nightly entertainment! Close to Hacienda Hills Championship Golf and Country Club; Chula Vista and Silver Lake Executive Golf Courses; La Hacienda Regional Recreation Center; and Chula Vista, Silver Lake, and Rio Grande Pools and Recreation Centers; Also, ONLY MINUTES from Hwy 441/27 and CR 466 featuring an abundance of stores, restaurants, banks, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this FANTASTIC HOME in a FABULOUS LOCATION and call today to schedule your Private Showing or Virtual Tour!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,144

Sqft

0.13 ac

Lot size

1990

Year built

One

Levels

$226

Per sqft

Trees/Woods viewPartially55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationOther
ViewTrees/Woods
FacesSouth
ParkingCovered · Driveway · Golf Cart Parking · Ground Level
ExteriorAwning(s) · Sliding Doors

Community & fees

Taxes (2025)$3,406/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Golf · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,083 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$284
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,065
Interest rate6.00%
Loan term

Estimated payment

$2,083/mo

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$284
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $259K
$232KedgeAI estimate $258,237 · range $242K$279K$290K

vs edgeAI estimate

+0.3%

$/sqft vs THE VILLAGES

$226 vs $251

Days on market

43 vs 54 typical

Where $226/sqft sits among the 229 homes for sale in THE VILLAGES

65 · this home
75
45
17
12
15
$197–231$231–265$265–299$299–332$332–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange Blossom Gardens

Map of 1231 ZAPATA PLACE inside its neighborhood boundary

Drive times from this address

Downtown Orlando68 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

Orange Blossom Gardens — neighborhood snapshot

Population

6,637

Median age

73

Median income

$46,704

Median home value

$235,284

Avg household

2

Households w/ children

17%

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

125 of 229

THE VILLAGES have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,000 $4K
Jun 26, 2026Listed at $263,120 · 43 days on market since
1990Built · THE VILLAGES

Reality check

What actually sold near 1231 ZAPATA PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1639 W SCHWARTZ BOULEVARDSold · Dec ’25

$220,000

1639 W SCHWARTZ BOULEVARD · same community

2 bd · 2 ba · 1,144 sqft · $192/sqft · 194 DOM

2382 DUE WEST DRIVESold · Dec ’25

$278,350

2382 DUE WEST DRIVE · same community

2 bd · 2 ba · 1,142 sqft · $244/sqft · 35 DOM

262 ARBELLA LOOPSold · Dec ’25

$307,500

262 ARBELLA LOOP · same community

2 bd · 2 ba · 1,142 sqft · $269/sqft · 100 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1231 ZAPATA PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1231 ZAPATA PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1231 ZAPATA PLACE FAQs

What would the monthly payment be for 1231 ZAPATA PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1231 ZAPATA PLACE?+

The most recent tax bill on record (2025) was $3,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1231 ZAPATA PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $259,000, this home is listed about 24% below the Lady Lake median of $339,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1231 ZAPATA PLACE?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LADY LAKE 32159 market on paper

$259,000 is 19% below the LADY LAKE 32159 median of $317,900, and at $226/sqft it sits under the Lady Lake average of $235.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $263,120, now $259,000 — a $4K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY · Guy Williams Jr. LLC. MLS #G5114250.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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