1204 OAK HAMMOCK LANE, LADY LAKE, FL, 32159
Active43 days on marketListed Jun 25, 2026MLS #G5114198
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Upcoming open house
Fri, Aug 7
1:30 PM – 4:00 PM
About this home
1204 OAK HAMMOCK LANE
Welcome to this beautiful 3-bedroom, 2-bathroom pool home located in the desirable Spring Arbor (all age) Village community! Step inside to discover an open and inviting floor plan featuring tile flooring and luxury vinyl throughout—no carpet anywhere in the home... and the interior has been freshly painted in July 2026! The kitchen is designed for both everyday living and entertaining, offering a large center island with breakfast bar seating, stainless steel appliances, and a stylish tile backsplash. The primary suite provides a relaxing retreat with a large walk-in closet and an en-suite bathroom featuring a walk-in shower and expansive vanity. Two additional bedrooms and a guest bathroom provide comfortable accommodations for family and guests. Step outside to your own private backyard oasis. The covered lanai and oversized screened birdcage create the perfect setting for outdoor dining, relaxing, and entertaining, all while enjoying the sparkling pool. For added peace of mind, major updates include a new roof in 2021, water heater in 2022, and pool pump in 2026. Conveniently located less than 10 minutes from Lake Sumter Landing and close to shopping, dining, and everyday conveniences, this home offers the perfect combination of comfort, location, and Florida lifestyle living. Don't miss this exceptional opportunity!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,488
Sqft
0.35 ac
Lot size
2
Garage
2000
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,685 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,685/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.7%
$/sqft vs Lady Lake actives
$221 vs $199
Days on market
43 vs 54 typical
Where $221/sqft sits among the 194 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
94 of 194
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1204 OAK HAMMOCK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$324,000
1203 LAUREL OAK LANE · same community
3 bd · 2 ba · 1,444 sqft · $224/sqft · 34 DOM
Sold · Dec ’25$329,000
1206 BOWER LANE · same community
4 bd · 2 ba · 1,868 sqft · $176/sqft · 42 DOM
Sold · Apr ’26$357,000
298 SOCIETY HILL CIRCLE
3 bd · 2 ba · 1,488 sqft · $240/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1204 OAK HAMMOCK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1204 OAK HAMMOCK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1204 OAK HAMMOCK LANE FAQs
What would the monthly payment be for 1204 OAK HAMMOCK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,685/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1204 OAK HAMMOCK LANE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1204 OAK HAMMOCK LANE?+
The most recent tax bill on record (2025) was $4,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1204 OAK HAMMOCK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $329,000, this home is listed about 3% below the Lady Lake median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1204 OAK HAMMOCK LANE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALTON CLARK · Regina Rodriguez. MLS #G5114198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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