David Ramirez
$279,0003 bd2 ba1,282 sqft$218 /sqft$2,362 /mo all-in ↓

352 TOWNS CIRCLE, HAINES CITY, FL, 33844

Active40 days on marketListed Jun 25, 2026MLS #G5114193

Priced 5% below the HAINES CITY 33844 medianSingle Family ResidenceALFORD OAKS

About this home

352 TOWNS CIRCLE

Looking for a great home or an investment home? Why wait for a new build when this beautiful newer home is move in ready. It comes with all appliances including a SS refrigerator and washer and dryer, as well as all blinds and a garage door opener. Best of all there is no CDD fee in this community. This 3-bedroom, 2-bathroom home offers an open concept living which is great for entertaining. The kitchen has gorgeous granite counter tops, shaker style cabinets and a large breakfast bar that overlooks the living room. The laundry room is just off the kitchen leading to the garage with beautiful epoxy floors. No details have been left out in this cute home. The shaker cabinets and gorgeous countertops continue into the master bathroom as well as the guest bathroom. The spacious great room has sliders leading to the private backyard with no rear neighbors. This home is definitely worth checking out!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,282

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

One

Levels

$218

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$60/mo
Taxes (2025)$4,514/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,362 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$376
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$2,362/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$376
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$248KedgeAI estimate $271,169 · range $258K$285K$297K

vs edgeAI estimate

+2.9%

$/sqft vs ALFORD OAKS

$218 vs $176

Days on market

40 vs 39 typical

Where $218/sqft sits among the 6 homes for sale in ALFORD OAKS

1
3
0
0
0
2 · this home
$156–167$167–178$178–189$189–200$200–211$211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haines City

Map of 352 TOWNS CIRCLE

Drive times from this address

Walt Disney World36 min
Universal Orlando47 min
Downtown Orlando53 min
Orlando Int’l Airport (MCO)57 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

ElementaryAlta Vista Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$319K$321K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

1 of 6

ALFORD OAKS have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $279,000 · 40 days on market since
2023Built · ALFORD OAKS

Reality check

What actually sold near 352 TOWNS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

304 TOWNS CIRCLESold · Jun ’26

$279,000

304 TOWNS CIRCLE · same community

4 bd · 2 ba · 2,129 sqft · $131/sqft · 136 DOM

112 TOWNS CIRCLESold · Oct ’25

$340,000

112 TOWNS CIRCLE · same community

4 bd · 3 ba · 2,712 sqft · $125/sqft · 442 DOM

802 AMBLESIDE DRIVESold · Jun ’26

$275,190

802 AMBLESIDE DRIVE

3 bd · 2 ba · 1,302 sqft · $211/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 352 TOWNS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 352 TOWNS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

352 TOWNS CIRCLE FAQs

What would the monthly payment be for 352 TOWNS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,362/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 352 TOWNS CIRCLE?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 352 TOWNS CIRCLE?+

The most recent tax bill on record (2025) was $4,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 352 TOWNS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $279,000, this home is listed about 11% below the Haines City median of $313,745. The market section on this page shows how the area is trending.

Which schools are assigned to 352 TOWNS CIRCLE?+

Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Kirsty Pitts. MLS #G5114193.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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