David Ramirez
$824,9003 bd2.5 ba2,176 sqft$379 /sqft$5,245 /mo all-in ↓

209 W DELAWARE STREET, TAVARES, FL, 32778

Active43 days on marketListed Jun 23, 2026MLS #G5114162

WaterfrontPrivate poolSingle Family ResidenceTAVARES VISTA DEL LARGO WATER PLANT SITE

About this home

209 W DELAWARE STREET

WELCOME TO YOUR PRIVATE WATERFRONT RETREAT ON THE HARRIS CHAIN OF LAKES! Bring all your toys! This exceptional canal-front home offers OVER 100 FEET OF WIDE CANAL FRONTAGE with beautiful water views and NATURAL HURRICANE PROTECTION, just minutes from LAKE EUSTIS and the renowned Harris Chain of Lakes. Designed for those who love to entertain and embrace the waterfront lifestyle, this meticulously maintained home features 3 BEDROOMS, 2.5 BATHS, a split-bedroom floor plan, and a beautifully remodeled kitchen with GRANITE & NATURAL QUARTZITE COUNTERTOPS, FULL QUARTZITE BACKSPLASH, AND GE PROFILE APPLIANCES with Induction cooktop (5 burner), all overlooking the canal. The true showstopper is the incredible NEARLY 3,000 SQ. FT. SCREENED OUTDOOR LIVING AREA, complete with a 10x20 SALTWATER PARTY POOL & SPA, OUTDOOR KITCHEN WITH TEC INFRARED GRILL, ELECTRIC AWNING, OUTDOOR SHOWER, and endless space for entertaining family and friends. Boaters will love the DOUBLE BOATHOUSES, TRI-TOON LIFT, SEAWALL, and DIRECT ACCESS TO THE HARRIS CHAIN OF LAKES. Car enthusiasts and hobbyists will appreciate the AIR-CONDITIONED 3-CAR GARAGE, AIR-CONDITIONED 4TH-CAR GARAGE/WORKSHOP WITH BARN DOORS, 50-AMP RV HOOKUPS, PROFESSIONALLY INSTALLED AGGREGATE RV PARKING, abundant storage, and NO HOA. Located in one of Tavares’ most established waterfront communities, this ONE-OF-A-KIND PROPERTY combines exceptional craftsmanship, thoughtful upgrades, and an unmatched waterfront lifestyle. SEE IT IN PERSON AND DISCOVER WHY THIS PROPERTY IS TRULY ONE OF A KIND.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,176

Sqft

0.43 ac

Lot size

4

Garage

1984

Year built

One

Levels

$379

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s) · Wall/Window Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
ViewWater
FacesNorth
ParkingGarage Door Opener · Garage Faces Side · Guest · Open · Oversized · RV Parking · Workshop in Garage
ExteriorAwning(s) · Irrigation System · Outdoor Kitchen · Outdoor Shower · Private Yard · RV Hookup · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,895/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,245 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,451
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$325
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,490
Interest rate6.00%
Loan term

Estimated payment

$5,245/mo

Principal & interest$4,451
PMI (est., until 20% equity)$309
Property taxes (actual bill)$325
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$486KedgeAI estimate $685,093 · range $506K$757K$858K

vs edgeAI estimate

+20.4%

$/sqft vs Tavares actives

$379 vs $193

Days on market

43 vs 46 typical

Where $379/sqft sits among the 245 Tavares actives

56
96
41
23
14
15 · this home
$119–162$162–206$206–249$249–292$292–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Vista Del Largo

Map of 209 W DELAWARE STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando51 min
Universal Orlando54 min
Walt Disney World60 min
Orlando Int’l Airport (MCO)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

Vista Del Largo — neighborhood snapshot

Population

565

Median age

61

Median income

$81,402

Median home value

$287,500

Avg household

2

Households w/ children

41%

For the school run

Lake County School District

ElementaryTavares Elementary School★★★★★
HighTavares High School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$318K$310K

Tavares median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

116 of 245

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 154% above the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $824,900 · 43 days on market since
1984Built · TAVARES VISTA DEL LARGO WATER PLANT SITE

Reality check

What actually sold near 209 W DELAWARE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1621 TEXAS COURTSold · Sep ’25

$515,000

1621 TEXAS COURT · same community

2 bd · 2 ba · 2,138 sqft · $241/sqft · 215 DOM

116 E DELAWARE STREETSold · Oct ’25

$510,000

116 E DELAWARE STREET · same community

4 bd · 2 ba · 2,233 sqft · $228/sqft · 8 DOM

112 FIRST STREETSold · Apr ’26

$500,000

112 FIRST STREET · same community

2 bd · 2 ba · 2,502 sqft · $200/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 209 W DELAWARE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 209 W DELAWARE STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

209 W DELAWARE STREET FAQs

What would the monthly payment be for 209 W DELAWARE STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 209 W DELAWARE STREET?+

The most recent tax bill on record (2025) was $3,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tavares?+

At $824,900, this home is listed about 143% above the Tavares median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 209 W DELAWARE STREET?+

Tavares Elementary School (elementary), Tavares High School (high), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DUNN REALTY · Sean Dunn. MLS #G5114162.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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