35040 SHADY OAKS LANE, FRUITLAND PARK, FL, 34731
Active50 days on marketListed Jun 26, 2026MLS #G5114148
Come see it
Upcoming open house
Sat, Aug 15
11:00 PM – 2:00 PM
?? OPEN HOUSE ANNOUNCEMENT ?? You're invited to tour this one-of-a-kind lakefront estate offering luxury, privacy, and exceptional outdoor living! This unique property is perfect for entertaining, relaxing, and enjoying the Florida lifestyle. Don't miss the opportunity to experience everything this exceptional home has to offer! ?? Complimentary refreshments will be served.
About this home
35040 SHADY OAKS LANE
WATERFRONT PARADISE ON THE CHAIN OF LAKES – NO HOA! Experience the ultimate Florida waterfront lifestyle in this beautifully maintained home offering over 2942 sq. ft. of living space, breathtaking lake views, and exceptional indoor and outdoor entertaining areas. Fish, boat, and enjoy spectacular sunrises right from your backyard with direct access to the Chain of Lakes and a private dock featuring a covered boat slip and lift. Step inside to an open and spacious floor plan featuring a large great room, living and dining areas, and a well-appointed chef's kitchen , with abundant cabinetry, stainless steel appliances, and a custom pantry. The split-bedroom layout provides privacy, while the oversized primary suite offers a huge walk-in closet, dedicated office/den space, and an expansive ensuite bath with dual vanities and a garden tub/shower combination. A versatile bonus room and an additional Florida/family room with floor-to-ceiling windows provide plenty of space for relaxing, entertaining, or enjoying panoramic water views year-round. The outdoor living space is truly a showstopper! The expansive 17’ x 30’ pergola-covered entertainment area features automatic open and closing feature and two rotating ceiling fans with , six dimmable LED lights, and a fully equipped outdoor kitchen complete with a refrigerator, 4-burner gas grill, 2-burner side burner, gas fireplace, granite countertops, stainless steel storage cabinet, and a large Big Green Egg that is a must. All gas appliances are connected to a 120-gallon propane tank. Relax in the impressive swim spa measuring approximately 15’ long , perfectly positioned on the extended 13’ x 30’ deck, leaving a spacious seating area for gatherings and waterfront enjoyment. Call for your showing Today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,186
Sqft
0.54 ac
Lot size
2
Garage
1962
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,692/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fruitland Park actives
$267 vs $190
Days on market
50 vs 46 typical
Where $267/sqft sits among the 71 Fruitland Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$345K → $265K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
39 of 71
Fruitland Park actives have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 35040 SHADY OAKS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$408,500
5614 E HARBOR DRIVE · same community
3 bd · 2 ba · 2,089 sqft · $196/sqft · 134 DOM
Sold · Apr ’26$817,500
34240 ROSA LANE
4 bd · 3.5 ba · 3,336 sqft · $245/sqft · 114 DOM
Sold · Oct ’25$508,000
5339 KINGS COURT
3 bd · 3 ba · 3,034 sqft · $167/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35040 SHADY OAKS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35040 SHADY OAKS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35040 SHADY OAKS LANE FAQs
What would the monthly payment be for 35040 SHADY OAKS LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,692/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35040 SHADY OAKS LANE?+
The most recent tax bill on record (2025) was $7,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fruitland Park?+
At $850,000, this home is listed about 150% above the Fruitland Park median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 35040 SHADY OAKS LANE?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Leonardo Nieves. MLS #G5114148.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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