
649 TERNBERRY FOREST DRIVE, THE VILLAGES, FL, 32162
Active43 days on marketListed Jun 23, 2026MLS #G5114117
About this home
649 TERNBERRY FOREST DRIVE
Turnkey: This luxurious, fully furnished, tastefully decorated 4 bed, 3 bath St. Augustine Premier Home is located in the highly sought after Village of Bridgeport at Lake Sumter. This is a large, upscale 3,682 sq. ft home, on an expansive park like lot, with beautiful landscaping and an inviting entryway. As you enter the home you are greeted with a formal, large living room with a gas fireplace, 12 foot high ceilings and crown molding throughout the home a large, separate dining room with seating for 8, an expansive kitchen with generous granite counter-tops and cabinets, and an eating area situated next to the kitchen. The kitchen has two pantries and a gas stove. Enjoy the expansive family room where you can relax or entertain guests. The primary bedroom ensuite includes a king-size bed, TV, with a large, comfortable seating area, a large bathroom featuring a walk-in shower, double sinks, soaking spa tub and a large, spacious walk-in closet and second closet, in addition to separate enclosures for shoes and purses, etc. The first guest bedroom is spacious with a closet, queen-size bed, dresser and nightstands. The second guest bedroom has a convertible sofa, TV and closet with a shared large bathroom with a shower/tub situated between the guest bedrooms. The fourth bedroom has been converted to a large office with 2 built-in desks, overlooking the front garden. The large third bathroom with a shower is accessible to both the main house as well as a second entrance from the enormous fully screened in lanai. The 596 sq. ft. lanai is an entertainers' dream come true, with an outdoor/summer kitchen, ample seating areas and access to the magnificent gardens and additional entertaining areas. The garage is an oversized 3 car garage with ample room for at least 2 cars, plus golf carts and a work bench with 2 ceiling fans, a large T.V. and plenty of storage. The garage leads into the house through the laundry room that includes a folding table and built in ironing board. The property is set up for an ADT security system throughout. There is also a whole house Generac natural gas-powered generator system, 2 separate HVAC systems, 2 recirculating hot water heaters on either end of the house, solar power panels to keep your electrical costs at the property to a minimum. There is also a pre-wired Tesla charging system already set up. A golf cart ride to Arnold Palmer Legends Country Club and Lake Sumter Landing featuring shopping, dining and entertainment. Roof: 2022 Solar 2022 Air Conditioner 2017
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,682
Sqft
0.55 ac
Lot size
3
Garage
2005
Year built
One
Levels
$448
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,557 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,557/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VILLAGES OF SUMTER
$448 vs $247
Days on market
43 vs 52 typical
Where $448/sqft sits among the 47 homes for sale in VILLAGES OF SUMTER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
25 of 47
VILLAGES OF SUMTER have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 378% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 649 TERNBERRY FOREST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$860,000
2119 CHALMER TERRACE · same community
4 bd · 2 ba · 2,928 sqft · $294/sqft · 30 DOM
Sold · Jan ’26$720,000
1091 NOBLE WAY · same community
3 bd · 2 ba · 2,234 sqft · $322/sqft · 62 DOM
Sold · Feb ’26$610,000
1644 DUFFY LOOP · same community
3 bd · 2 ba · 1,978 sqft · $308/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 649 TERNBERRY FOREST DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 649 TERNBERRY FOREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
649 TERNBERRY FOREST DRIVE FAQs
What would the monthly payment be for 649 TERNBERRY FOREST DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,557/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 649 TERNBERRY FOREST DRIVE?+
The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 649 TERNBERRY FOREST DRIVE?+
The most recent tax bill on record (2025) was $8,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 649 TERNBERRY FOREST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $1,650,000, this home is listed about 323% above the The Villages median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 649 TERNBERRY FOREST DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MRE REALTY SERVICES · Janice Hart. MLS #G5114117.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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