David Ramirez
$399,900$429,0004 bd4 ba2,459 sqft$163 /sqft$3,091 /mo all-in ↓

34415 KINGFISH STREET, FRUITLAND PARK, FL, 34731

Active47 days on marketListed Jun 21, 2026MLS #G5114089

Reduced $29KPrivate poolSingle Family ResidenceVALENCIA TERRACE

About this home

34415 KINGFISH STREET

Not your typical cookie cutter Florida home The centerpiece of this unique home is the screen-enclosed courtyard pool located right in the heart of the residence, creating a private resort-style setting unlike anything else. Nearly every major living area offers views of or direct access to the pool, making it easy to enjoy Florida's indoor-outdoor lifestyle from almost anywhere in the home. Inside, you'll find an open floor plan with soaring volume and cathedral ceilings that create a bright, spacious feel throughout. With 4 bedrooms and 4 bathrooms, there's plenty of room for family and guests. Perfect for entertaining, the outdoor living area features a fully equipped outdoor kitchen overlooking the pool. The detached pool house serves as a fully functional apartment complete with its own entrance, full bathroom, refrigerator, and stove—ideal for guests, multi-generational living, a home office, or private retreat. Situated on a corner lot, this property offers easy access to the shopping, dining, golf, and entertainment of The Villages while remaining within a reasonable drive of the boutiques, restaurants, and waterfront charm of historic downtown Mount Dora. This is a rare opportunity to own a home that combines flexible living space with exceptional outdoor living.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,459

Sqft

0.29 ac

Lot size

2

Garage

1990

Year built

One

Levels

$163

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Electric Water Heater · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesEast
ParkingGarage Faces Side
ExteriorFrench Doors

Community & fees

Taxes (2025)$4,798/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,091 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$400
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,091/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$400
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fruitland Park actives

$163 vs $190

Days on market

47 vs 35 typical

Where $163/sqft sits among the 71 Fruitland Park actives

12
14 · this home
15
8
13
9
$103–137$137–171$171–205$205–239$239–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fruitland Park

Map of 34415 KINGFISH STREET

Drive times from this address

Downtown Orlando56 min
Universal Orlando59 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fruitland Park. See the full Fruitland Park guide →

FRUITLAND PARK 34731 — neighborhood snapshot

Population

12,239

Median age

48.7

Median income

$63,329

Median home value

$185,900

Avg household

2.4

Households w/ children

978

For the school run

Lake County School District

ElementaryFruitland Park Elementary School★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fruitland Park market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$345K$289K

Fruitland Park median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

30 of 71

Fruitland Park actives have cut their price

Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $29K
Jun 21, 2026Listed at $429,000 · 47 days on market since
1990Built · VALENCIA TERRACE

Reality check

What actually sold near 34415 KINGFISH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

34407 BLACK BASS CIRCLESold · Sep ’25

$415,000

34407 BLACK BASS CIRCLE · same community

3 bd · 2 ba · 2,536 sqft · $164/sqft · 29 DOM

3529 SAIL FISH AVENUESold · Feb ’26

$307,000

3529 SAIL FISH AVENUE · same community

3 bd · 2 ba · 1,876 sqft · $164/sqft · 32 DOM

3642 TROUT AVENUESold · Feb ’26

$318,000

3642 TROUT AVENUE · same community

3 bd · 2 ba · 1,834 sqft · $173/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 34415 KINGFISH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34415 KINGFISH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

34415 KINGFISH STREET FAQs

What would the monthly payment be for 34415 KINGFISH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 34415 KINGFISH STREET?+

The most recent tax bill on record (2025) was $4,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34415 KINGFISH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fruitland Park?+

At $399,900, this home is listed about 17% above the Fruitland Park median of $341,950. The market section on this page shows how the area is trending.

Which schools are assigned to 34415 KINGFISH STREET?+

Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,900 runs 33% above the FRUITLAND PARK 34731 median — but at 2,459 sqft it's also 39% larger than the typical Fruitland Park listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $429,000, now $399,900 — a $29K cut. The full history is in the market section below.

Listing courtesy of BLACK TIE REALTY, INC. · Alex Scopino. MLS #G5114089.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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