David Ramirez
$795,0006 bd4 ba3,276 sqft$243 /sqft$5,120 /mo all-in ↓

1460 GROVE STREET, EUSTIS, FL, 32726

Active30 days on marketListed Jun 23, 2026MLS #G5114019

WaterfrontSingle Family ResidenceEICHELBERGER ESTATES 1

Come see it

Upcoming open house

Sun, Jul 26

12:00 PM – 2:00 PM

About this home

1460 GROVE STREET

Lakefront Living with Income Potential on Beautiful Lake Irma-Tucked away on the peaceful and private shores of Lake Irma, this hidden gem offers the perfect blend of tranquility, space, and lifestyle-canoe or kayak from your back yard. With generous living areas inside and out, this unique property includes a spacious 1,100-square-foot apartment featuring 2 bedrooms and 2 baths—ideal for multigenerational living, guests, long-term tenants, or short-term rental income. The apartment was most recently leased for $2,000 per month, providing an excellent income opportunity. Location is everything, and you'll love being just minutes from the charming downtown districts of Mount Dora and Eustis, where waterfront dining, festivals, shopping, entertainment, and everyday conveniences await. Outdoor enthusiasts will appreciate deeded access to Lake Joanna, one of Lake County's most desirable spring-fed lakes for boating and jet skiing with additional access to Lake Maggie, as well as nearby Hidden Waters Preserve, offering scenic trails for walking, running, and nature exploration. Recent updates include new laminate flooring throughout the main level, a roof that's only 2½ years old, and two new water heaters '24. The home is equipped with propane gas for the furnace and outdoor grilling. Designed for entertaining, the oversized kitchen is a chef's dream, featuring a commercial refrigerator and freezer, freestanding ice maker, and abundant space for food prep, cooking and of course gathering with family and friends. Every room throughout the home is generously sized, creating a comfortable and inviting atmosphere. Bring your boat, RV, motorcycles, and all your toys—there's plenty of parking and room to spread out. Just minutes to the Harris Chain of Lakes where you can enjoy all watersports, and spend your days exploring waterfront towns and restaurants in the Golden Triangle by boat or cruising scenic country roads by car, motorcycle or cycling- so much to explore in picturesque Lake County. Conveniently located with quick access to Daytona Beach, New Smyrna Beach, and Cocoa Beach, this exceptional property offers the best of Central Florida living. Whether you're seeking a lakefront retreat, income-producing property, or a home with room for everyone, this one-of-a-kind residence delivers endless possibilities. Quick and easy access into downtown Orlando and the Amusement Parks via the new SR 429 by the Mount Dora connector SR 453. Hop on your boat, bike, or motorcycle and start living the Florida lifestyle you've been dreaming of today. ***Lawn is being restored-owner will sod as part of purchase agreement*** TV's in Primary and Livingroom convey.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

3,276

Sqft

0.46 ac

Lot size

2

Garage

1973

Year built

Multi/Split

Levels

$243

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Natural Gas · Heat Pump · Propane

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationBasement
ViewWater
FacesNortheast
ParkingBoat · Driveway · Garage Door Opener · Garage Faces Rear · Guest · Oversized · Parking Pad · RV Parking
ExteriorIrrigation System · Outdoor Grill · Private Entrance · Sliding Doors

Community & fees

HOA fee$17/mo
Taxes (2025)$4,257/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,120 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$355
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,120/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$355
HOA / condo fee$17
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$435KedgeAI estimate $501,303 · range $453K$612K$827K

vs edgeAI estimate

+58.6%

$/sqft vs Eustis actives

$243 vs $208

Days on market

30 vs 36 typical

Where $243/sqft sits among the 200 Eustis actives

91
54 · this home
26
11
5
13
$143–200$200–256$256–313$313–370$370–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 1460 GROVE STREET

Drive times from this address

Downtown Orlando44 min
Universal Orlando48 min
Walt Disney World53 min
Orlando Int’l Airport (MCO)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

100 of 200

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 169% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $795,000 · 30 days on market since
1973Built · EICHELBERGER ESTATES 1

Reality check

What actually sold near 1460 GROVE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1683 LAKEVIEW ROADSold · Jan ’26

$700,000

1683 LAKEVIEW ROAD · same community

4 bd · 2 ba · 2,743 sqft · $255/sqft · 0 DOM

2214 DOGWOOD CIRCLESold · Aug ’25

$855,000

2214 DOGWOOD CIRCLE

5 bd · 2.5 ba · 3,212 sqft · $266/sqft · 35 DOM

4005 SERENE WATER AVENUESold · Sep ’25

$472,990

4005 SERENE WATER AVENUE

5 bd · 3 ba · 3,198 sqft · $148/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1460 GROVE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1460 GROVE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1460 GROVE STREET FAQs

What would the monthly payment be for 1460 GROVE STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,120/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1460 GROVE STREET?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1460 GROVE STREET?+

The most recent tax bill on record (2025) was $4,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1460 GROVE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $795,000, this home is listed about 108% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1460 GROVE STREET?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER VANGUARD EDGE · Robin Skaggs. MLS #G5114019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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