2587 NE 108TH LANE, OXFORD, FL, 34484
Active45 days on marketListed Jun 18, 2026MLS #G5113909
About this home
2587 NE 108TH LANE
Stunning in Sumter...Sumter Crossing North that is! Discover the allure of peaceful living with this exquisite residence in SUMTER CROSSING NORTH. Nestled on a sprawling 2.27-acre lot beyond wrought iron gates, this custom home boasts meticulous craftsmanship and plenty of features. Admire the beautiful and expansive lawn as you enter the circular driveway. Inside, the open floor plan and soaring ceilings create a sense of elegance, complemented by plenty of natural light through oversized sliding glass doors, offering relaxing views of the pool and outdoor oasis. With 4,389 square feet of living space, this home has room for entertaining and comfort. The main living area features a formal living room, family room, formal dining room, separate breakfast nook, and a gourmet kitchen with dual islands and a generous walk-in pantry. On one wing, the Master Suite sits privately, boasting an ensuite sitting area, spa-like bathroom with a Roman-style shower, soaking tub, and expansive walk-in closet. A private study/office area offers more natural light and complements the master wing. On the opposite wing, three spacious bedrooms each offer private bathrooms and walk-in closets, accompanied by a separate media room featuring a wet bar and adjacent powder room for added convenience. Step outside to the unparalleled outdoor retreat, where a custom saltwater pool with a shallow wading area, spa tub, fountain feature, and LED lighting awaits. Two covered lanais provide ample space for relaxation and entertainment...you may spend most of your time in the outdoor kitchen space. Additional features include a three-car garage, whole-house water filtration, Nest home automation, quartz countertops, Custom built-ins for the Family room with an electric fireplace, oversized laundry/mudroom, epoxy-painted garage floor, landscape lighting, and more. Located in a gated and a perfect location with a secluded neighborhood. Explore the virtual tour and photos, but don't miss the opportunity to witness this spectacular home in person. Schedule your appointment today.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,389
Sqft
2.27 ac
Lot size
3
Garage
2007
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,543 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,543/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oxford actives
$262 vs $214
Days on market
45 vs 49 typical
Where $262/sqft sits among the 61 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
30 of 61
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 174% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 2587 NE 108TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,025,000
2540 NE 108TH LANE · same community
4 bd · 2.5 ba · 2,840 sqft · $361/sqft · 184 DOM
Sold · Jun ’26$910,000
11207 ROZ WAY
5 bd · 3.5 ba · 3,561 sqft · $256/sqft · 61 DOM
Sold · Aug ’25$656,500
3554 COUNTY ROAD 216
3 bd · 2.5 ba · 2,684 sqft · $245/sqft · 397 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2587 NE 108TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2587 NE 108TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2587 NE 108TH LANE FAQs
What would the monthly payment be for 2587 NE 108TH LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,543/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2587 NE 108TH LANE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2587 NE 108TH LANE?+
The most recent tax bill on record (2025) was $7,762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2587 NE 108TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $1,150,000, this home is listed about 186% above the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2587 NE 108TH LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MORRIS REALTY AND INVESTMENTS · Lena Williams. MLS #G5113909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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