1244 COUNTY ROAD 437, LAKE PANASOFFKEE, FL, 33538
Active49 days on marketListed Jun 15, 2026MLS #G5113843
About this home
1244 COUNTY ROAD 437
Welcome home to this cozy 2 bedroom 2 bath concrete block home situated on a spacious 1/4 acre corner lot in desirable Tracy's Point, an exclusive Lake Panasoffkee community. Upgrades include a newer roof, new windows, and hardwood flooring. Other features include a spacious 18X11 Florida Room, a 16X10 storage shed, and chain link fenced backyard. Residents of Tracy's Point enjoy deeded access to Lake Panasoffkee, renowned for its world class fishing, boating and outdoor recreation. This golf cart friendly community offers a relaxed atmosphere while remaining conveniently located to Interstate 75 and the Florida Turnpike for those needing to commute. Not to mention conveniently located to The Villages where you can find shopping, dining, and nightly entertainment. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this property presents all excellent opportunity to own a home in one of the area's most sought-after waterfront communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,204
Sqft
0.23 ac
Lot size
1
Garage
1983
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,439 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,439/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.4%
$/sqft vs Lake Panasoffkee actives
$149 vs $172
Days on market
49 vs 44 typical
Where $149/sqft sits among the 39 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $169K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
24 of 39
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1244 COUNTY ROAD 437
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$245,000
1195 CR 441 · same community
3 bd · 2 ba · 1,238 sqft · $198/sqft · 21 DOM
Sold · Mar ’26$235,000
1015 CR 463B
3 bd · 2 ba · 1,182 sqft · $199/sqft · 84 DOM
Sold · Aug ’25$365,000
1010 COUNTY ROAD 416N
2 bd · 1.5 ba · 1,178 sqft · $310/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1244 COUNTY ROAD 437 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1244 COUNTY ROAD 437 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1244 COUNTY ROAD 437 FAQs
What would the monthly payment be for 1244 COUNTY ROAD 437?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,439/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1244 COUNTY ROAD 437?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1244 COUNTY ROAD 437?+
The most recent tax bill on record (2025) was $1,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1244 COUNTY ROAD 437?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Panasoffkee?+
At $179,000, this home is listed about 6% below the Lake Panasoffkee median of $189,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1244 COUNTY ROAD 437?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUMTER REALTY · J.Y. Sizemore. MLS #G5113843.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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