David Ramirez
$389,900$400,0004 bd2 ba1,978 sqft$197 /sqft$2,977 /mo all-in ↓

11387 ZIMMERMAN PATH, OXFORD, FL, 34484

Active36 days on marketListed Jun 18, 2026MLS #G5113829

Priced 7% below the OXFORD 34484 medianReduced $10KSingle Family ResidenceOXFORD OAKS PH 2

About this home

11387 ZIMMERMAN PATH

Welcome to this GORGEOUS 4-bedroom, 2-bath Ponderosa Pine model with OVERSIZED, EXTRA DEEP 528sf 2-CAR GARAGE, IN-LAW SUITE potential, EXPANSIVE GLASS-ENCLOSED LANAI with EXTENDED PVC PATIO, and PRIVATE FULLY-FENCED REAR YARD with ROOM FOR A POOL nestled within the VIBRANT, GATED community of Oxford Oaks! NO BOND! Conveniently located JUST MINUTES from The Villages Community and The Villages Charter Schools, as well as CR 466 with an ABUNDANCE of shops, restaurants, banks, medical, and more! Tropical landscaping in stoned beds and a side-lit entry welcome you in to the GENEROUS foyer. Soaring HIGH, VAULTED CEILINGS and an OPEN-CONCEPT layout of the living, dining, and kitchen create the perfect space for entertaining or relaxing. RICH, WOOD-GRAIN LUXURY VINYL PLANK flooring adds a sleek, modern touch and offers easy maintenance while TWO SOLAR TUBES bathe the home in NATURAL LIGHT. The STUNNING kitchen showcases crisp WHITE SHAKER cabinetry, neutral countertops, hexagon TILE backsplash, STAINLESS appliances, built-in DOUBLE PANTRY, and an EAT-IN counter for casual dining. An adjacent dinette features VAULTED ceilings and a BAY WINDOW. From the living room, step through TRIPLE SLIDING GLASS DOORS into the EXPANSIVE 27’x12’ GLASS-ENCLOSED LANAI with extended 16’x20’ PVC PATIO. Whether sipping your morning coffee, hosting a weekend barbecue, or unwinding after a long day, this FABULOUS space offers plenty of space for lounging, dining, and year-round entertaining all within a PRIVATE, LARGE, FULLY-FENCED YARD with ROOM FOR A FUTURE POOL! Back inside, the primary bedroom features a VAULTED ceiling, TWO windows, and a GENEROUS WALK-IN CLOSET. Its STYLISH en-suite bathroom features WHITE SHAKER cabinetry, DUAL sinks, a TILED ROMAN-STYLE WALK-IN shower, LINEN closet, and a separate water closet. Near the front of the home, two additional bedrooms and a second bath are conveniently located behind a POCKET DOOR, creating a potential in-law suite or PRIVATE guest wing. Both bedrooms offer WALK-IN closets and the second bathroom features a WHITE SHAKER vanity, TILED tub and shower combination, and a hallway LINEN closet. There’s also a fourth bedroom located just off of the dining room with DOUBLE windows and a built in closet. This wonderful room can double as either a home office or an additional sleeping area. A centrally-located INTERIOR laundry room, hidden behind a POCKET DOOR near the garage, features a built-in utility sink and additional WHITE SHAKER cabinets for extra storage needs. Completing the package is an EXTRA-DEEP 30’x20’ TWO-CAR GARAGE with EPOXIED floor, EV charger, and plenty of space for vehicles, bikes, and toys! Additional UPGRADES include UPDATED APPLIANCES, and SOLAR PANELS that provide energy-efficiency and savings! DON'T MISS YOUR OPPORTUNITY to make this INCREDIBLE HOME YOUR OWN! Oxford Oaks is a non-age-restricted, golf cart friendly GATED community built by The Villages. EXCLUSIVE AMENITIES INCLUDE: a large resort-style pool with a spacious pavilion, pickleball courts, tennis courts, basketball court, outdoor exercise equipment, and a fabulous playground! Also close by are Lake Sumter Landing and Brownwood Paddock Squares in The Villages offering various shopping and dining options, a movie theater, and live nightly entertainment! PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS AMAZING HOME and call today to schedule your Private Showing or Virtual Tour!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,978

Sqft

0.25 ac

Lot size

2

Garage

2020

Year built

One

Levels

$197

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Ground Level · Oversized
ExteriorSliding Doors

Community & fees

HOA fee$62/mo
Taxes (2025)$3,451/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,977 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$288
HOA fee — from the listing$62
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$2,977/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$288
HOA / condo fee$62
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$320KedgeAI estimate $356,361 · range $333K$440K$458K

vs edgeAI estimate

+9.4%

$/sqft vs Oxford actives

$197 vs $213

Days on market

36 vs 49 typical

Where $197/sqft sits among the 63 Oxford actives

13
21 · this home
13
7
3
6
$140–177$177–215$215–252$252–289$289–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oxford

Map of 11387 ZIMMERMAN PATH

Drive times from this address

Downtown Orlando59 min
Universal Orlando62 min
Walt Disney World70 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oxford. See the full Oxford guide →

OXFORD 34484 — neighborhood snapshot

Population

5,409

Median age

51.1

Median income

$90,826

Median home value

$375,800

Avg household

2.18

Households w/ children

509

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oxford market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$326K$360K

Oxford median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

28 of 63

Oxford actives have cut their price

Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the OXFORD 34484 median. See the full Oxford market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,900 $10K
Jun 18, 2026Listed at $400,000 · 36 days on market since
2020Built · OXFORD OAKS PH 2

Reality check

What actually sold near 11387 ZIMMERMAN PATH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3279 DZURO DRIVESold · May ’26

$325,000

3279 DZURO DRIVE · same community

4 bd · 2 ba · 1,978 sqft · $164/sqft · 8 DOM

11287 STEWART LOOPSold · Sep ’25

$317,500

11287 STEWART LOOP · same community

4 bd · 2 ba · 1,978 sqft · $161/sqft · 57 DOM

3273 DZURO DRIVESold · Aug ’25

$390,000

3273 DZURO DRIVE · same community

4 bd · 2 ba · 1,978 sqft · $197/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11387 ZIMMERMAN PATH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11387 ZIMMERMAN PATH — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11387 ZIMMERMAN PATH FAQs

What would the monthly payment be for 11387 ZIMMERMAN PATH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,977/mo — principal and interest, the actual property-tax bill, the $62/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11387 ZIMMERMAN PATH?+

The association fee works out to $62 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11387 ZIMMERMAN PATH?+

The most recent tax bill on record (2025) was $3,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11387 ZIMMERMAN PATH?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oxford?+

At $389,900, this home is listed about 3% below the Oxford median of $402,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11387 ZIMMERMAN PATH?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OXFORD 34484 market on paper

$389,900 is 7% below the OXFORD 34484 median of $419,500, and at $197/sqft it sits under the Oxford average of $237.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $400,000, now $389,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY · Matthew Roberts Llc. MLS #G5113829.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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