David Ramirez
$340,0003 bd2 ba1,566 sqft$217 /sqft$2,428 /mo all-in ↓

10645 SE 145TH STREET, SUMMERFIELD, FL, 34491

Active41 days on marketListed Jun 14, 2026MLS #G5113672

Single Family ResidenceTROTTER

About this home

10645 SE 145TH STREET

Very close proximity to Little Lake Weir! This rare 4.42-acre property in Summerfield offers the perfect blend of privacy, natural beauty, and opportunity. The sale includes a 3-bedroom, 2-bath home situated on 3.42 acres, plus an additional 1.0-acre parcel for a total of 4.42 acres. The owner has thoughtfully thinned the undergrowth while preserving the property's beautiful mature tree canopy, creating a peaceful, park-like setting. Enjoy your morning coffee on the welcoming front porch or relax on the rear porch while taking in the sights and sounds of nature. Property features include a metal roof, detached garage, and access from three separate roads. Inside, you'll find a wood-burning fireplace, kitchen island, split-bedroom floor plan, interior utility room, and a spacious primary suite with a garden tub and separate shower. Whether you're seeking privacy, room to roam, or a place to enjoy the outdoors, this unique property offers exceptional flexibility in a desirable location near Little Lake Weir. Call today to schedule your private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,566

Sqft

4.42 ac

Lot size

1

Garage

2005

Year built

One

Levels

$217

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCarpet · Laminate · Linoleum
AppliancesElectric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationPillar/Post/Pier
ViewTrees/Woods
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,391/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,428 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,428/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$235KedgeAI estimate $263,512 · range $245K$277K$354K

vs edgeAI estimate

+29%

$/sqft vs Summerfield actives

$217 vs $189

Days on market

41 vs 50 typical

Where $217/sqft sits among the 353 Summerfield actives

55
78
128
51 · this home
14
27
$121–150$150–179$179–208$208–237$237–266$266+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerfield

Map of 10645 SE 145TH STREET

Get to know Summerfield. See the full Summerfield guide →

SUMMERFIELD 34491 — neighborhood snapshot

Population

32,369

Median age

54.4

Median income

$65,900

Median home value

$253,100

Avg household

2.3

Households w/ children

2,632

For the school run

Marion County School District

MiddleLake Weir Middle School★★★★
ElementaryHarbour View Elementary School★★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$258K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

169 of 353

Summerfield actives have cut their price

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

Jun 14, 2026Listed at $340,000 · 41 days on market since
2005Built · TROTTER

Reality check

What actually sold near 10645 SE 145TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14631 SE 95TH COURTSold · Jan ’26

$345,000

14631 SE 95TH COURT

3 bd · 2 ba · 1,563 sqft · $221/sqft · 164 DOM

14611 SE 95TH COURTSold · Aug ’25

$349,900

14611 SE 95TH COURT

3 bd · 2 ba · 1,563 sqft · $224/sqft · 25 DOM

17058 SE 95 TH COURTSold · Apr ’26

$158,000

17058 SE 95 TH COURT

4 bd · 2 ba · 1,560 sqft · $101/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10645 SE 145TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10645 SE 145TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10645 SE 145TH STREET FAQs

What would the monthly payment be for 10645 SE 145TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10645 SE 145TH STREET?+

The most recent tax bill on record (2025) was $1,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Summerfield?+

At $340,000, this home is listed about 17% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10645 SE 145TH STREET?+

Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Larry Quartararo, III. MLS #G5113672.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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