David Ramirez
$224,9002 bd2 ba1,248 sqft$180 /sqft$1,662 /mo all-in ↓

3109 MANATEE ROAD, TAVARES, FL, 32778

Active41 days on marketListed Jun 12, 2026MLS #G5113669

Priced 32% below the TAVARES 32778 medianManufactured HomeTAVARES FOX RUN MOBILE HOME

About this home

3109 MANATEE ROAD

Experience the best of Florida living in Fox Run, a sought-after 55+ waterfront community nestled along the scenic shores of Lake Harris. Designed for active adults, this vibrant neighborhood offers the perfect blend of recreation, relaxation, and community. Residents enjoy access to a private marina, boat ramp, fishing, and boating, with available boat slips providing direct access to the renowned Harris Chain of Lakes. Additional amenities include two sparkling pools, shuffleboard courts, billiards, Bingo nights, concerts, social activities, and a welcoming clubhouse that serves as the heart of the community. Conveniently located near shopping, dining, and everyday conveniences, Fox Run also features low HOA fees, making it an exceptional value. This spacious and well-maintained 2-bedroom, 2-bath home with an enclosed lanai offers the ideal opportunity to enjoy the Florida lifestyle. Step inside to discover a bright, open floor plan filled with natural light. The spacious living room creates a warm and inviting atmosphere, while the adjacent dining area and beautifully updated kitchen provide the perfect setting for everyday living and entertaining. Skylights throughout the home enhance the airy feel, and an indoor laundry area adds convenience. The thoughtfully updated kitchen, remodeled in 2019, features white cabinetry, quartz countertops, a stylish tile backsplash, luxury vinyl plank flooring, and updated appliances. Both bathrooms were also renovated in 2019 with new cabinetry and countertops, creating a fresh, modern feel throughout the home. The primary suite offers a peaceful retreat with two walk-in closets and a private en-suite bath featuring a walk-in shower. Guests will appreciate the spacious secondary bedroom, complete with its own walk-in closet and easy access to the nearby guest bathroom. An enclosed lanai and versatile Florida room provide additional living space that can easily serve as a home office, hobby room, reading nook, or relaxation area. Outside, a large one-car carport and attached workshop/storage room, all under roof, offer plenty of space for storage, projects, and everyday convenience. Major updates provide added peace of mind, including a new roof (2026), new composite exterior steps (2025), updated windows, gutter guards, and a shut-off valve. Move right in and start enjoying everything Fox Run has to offer—from its active social atmosphere and resort-style amenities to its scenic marina, boardwalk, and direct access to the Harris Chain of Lakes. No "Lot Rent" - You OWN THE LAND

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,248

Sqft

0.14 ac

Lot size

1993

Year built

One

Levels

$180

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ParkingCovered · Driveway
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$60/mo
Taxes (2025)$223/yr
PetsNumber Limit, Size Limit, Yes
CommunityCommunity Boat Ramp · Fishing · Marina · Water Access · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,662 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property tax — 2025 actual bill$19
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,872
Interest rate6.00%
Loan term

Estimated payment

$1,662/mo

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property taxes (actual bill)$19
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$166KedgeAI estimate $180,392 · range $173K$197K$234K

vs edgeAI estimate

+24.7%

$/sqft vs TAVARES FOX RUN MOBILE HOME

$180 vs $143

Days on market

41 vs 40 typical

Where $180/sqft sits among the 6 homes for sale in TAVARES FOX RUN MOBILE HOME

2
1
1
1
1
0 · this home
$122–132$132–142$142–151$151–161$161–171$171+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 3109 MANATEE ROAD

Drive times from this address

Downtown Orlando54 min
Universal Orlando57 min
Walt Disney World64 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

3 of 6

TAVARES FOX RUN MOBILE HOME have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $224,900 · 41 days on market since
1993Built · TAVARES FOX RUN MOBILE HOME

Reality check

What actually sold near 3109 MANATEE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3010 RAINBOW ROADSold · Jan ’26

$200,000

3010 RAINBOW ROAD · same community

2 bd · 2 ba · 1,232 sqft · $162/sqft · 0 DOM

458 SAINT JOHNS ROADSold · Jan ’26

$200,000

458 SAINT JOHNS ROAD · same community

2 bd · 2 ba · 1,296 sqft · $154/sqft · 140 DOM

3122 MYAKKA RIVER ROADSold · Apr ’26

$175,000

3122 MYAKKA RIVER ROAD · same community

2 bd · 2 ba · 1,316 sqft · $133/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3109 MANATEE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3109 MANATEE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3109 MANATEE ROAD FAQs

What would the monthly payment be for 3109 MANATEE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,662/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3109 MANATEE ROAD?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3109 MANATEE ROAD?+

The most recent tax bill on record (2025) was $223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3109 MANATEE ROAD?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $224,900, this home is listed about 32% below the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 3109 MANATEE ROAD?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ST. CLAIR REALTY GROUP, LLC · Tina St. Clair. MLS #G5113669.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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