David Ramirez
$359,9002 bd2 ba1,146 sqft$314 /sqft$2,575 /mo all-in ↓

1214 SAN BERNARDO ROAD, THE VILLAGES, FL, 32162

Active57 days on marketListed Jun 11, 2026MLS #G5113614

Private poolVillaVILLAGES OF SUMTER VILLA SAN LEANDRO

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About this home

1214 SAN BERNARDO ROAD

BOND PAID! Rarely available and beautifully maintained, this 2-bedroom, 2-bath block and stucco Beauregard model offers a highly desirable combination of updates, location, and outdoor living. Perfectly situated between Spanish Springs Town Square and Lake Sumter Landing, you'll enjoy convenient access to shopping, dining, entertainment, golf, recreation, and all that The Villages lifestyle has to offer. One of the standout features of this home is the private swimming pool, a rare find in this price range and model. The outdoor space is designed for easy living with low-maintenance landscaping featuring attractive red lava rock throughout the yard. Inside, volume ceilings create a bright and spacious feel, while luxury vinyl flooring extends throughout the main living areas and bedrooms with tile in the wet areas—absolutely no carpet. The kitchen features white bay cabinetry, a skylight that fills the space with natural light, and stainless steel appliances including a glass-top range and French door refrigerator. The interior has been professionally painted and plantation shutters are found throughout the home, providing both style and privacy. Additional features include a digital thermostat, pull-down attic stairs, and a floored attic for valuable additional storage. Even the garage has been enhanced with plantation shutters, reflecting the attention to detail found throughout the property. Major updates provide peace of mind for years to come, including a new roof installed in 2019 and a 2.5-ton 14 SEER heat pump HVAC system installed in 2017. If you're looking for a move-in ready home with a private pool, BOND PAID status, low-maintenance landscaping, and an exceptional central location between the two most popular town squares in The Villages, this home deserves a spot at the top of your list.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,146

Sqft

0.09 ac

Lot size

1

Garage

1998

Year built

One

Levels

$314

Per sqft

Private pool55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDisposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,651/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,575 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$2,575/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$346KedgeAI estimate $402,515 · range $396K$411K$428K

vs edgeAI estimate

−10.6%

$/sqft vs The Villages actives

$314 vs $253

Days on market

57 vs 53 typical

Where $314/sqft sits among the 400 The Villages actives

118
138
66
28 · this home
19
31
$198–233$233–269$269–305$305–341$341–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1214 SAN BERNARDO ROAD

Drive times from this address

Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

218 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $359,900 · 57 days on market since
1998Built · VILLAGES OF SUMTER VILLA SAN LEANDRO

Reality check

What actually sold near 1214 SAN BERNARDO ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1104 SAN BERNARDO ROADSold · Apr ’26

$270,000

1104 SAN BERNARDO ROAD · same community

2 bd · 2 ba · 1,146 sqft · $236/sqft · 26 DOM

1137 SANTA CRUZ DRIVESold · Nov ’25

$285,000

1137 SANTA CRUZ DRIVE · same community

2 bd · 2 ba · 1,214 sqft · $235/sqft · 29 DOM

3273 RIVERTON ROADSold · May ’26

$225,000

3273 RIVERTON ROAD

2 bd · 2 ba · 1,143 sqft · $197/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1214 SAN BERNARDO ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1214 SAN BERNARDO ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1214 SAN BERNARDO ROAD FAQs

What would the monthly payment be for 1214 SAN BERNARDO ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,575/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1214 SAN BERNARDO ROAD?+

The most recent tax bill on record (2025) was $1,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1214 SAN BERNARDO ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $359,900, this home is listed about 8% below the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1214 SAN BERNARDO ROAD?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WORTH CLARK REALTY · Chris Day. MLS #G5113614.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1214 SAN BERNARDO ROAD, THE VILLAGES, FL — 2 Bed, 2 Bath — $359,900 | CENTURY 21 Edge