12549 HAMMOCK POINTE CIRCLE, CLERMONT, FL, 34711
Active32 days on marketListed Jun 19, 2026MLS #G5113586
About this home
12549 HAMMOCK POINTE CIRCLE
Welcome to 12549 Hammock Pointe Circle! Situated on an oversized 0.44-acre homesite, this beautifully maintained Taylor Morrison Laurel model offers 4 bedrooms, 2 bathrooms, a bonus room, and 2,383 square feet of thoughtfully designed living space. Step inside to discover an open and inviting floor plan featuring high ceilings, luxury vinyl flooring, ceramic tile, and abundant natural light. The spacious kitchen is the heart of the home, showcasing granite countertops, upgraded wood cabinetry, a large center island, breakfast bar, pantry, and seamless flow into the family room—perfect for both everyday living and entertaining. The private primary suite features a walk-in closet and an ensuite bath complete with dual vanities, a garden tub, and a separate shower. The split-bedroom layout provides privacy for family members and guests, while the versatile bonus room offers endless possibilities as a home office, playroom, media room, or flex space. Enjoy Florida living year-round on the extended covered lanai overlooking the expansive backyard with plenty of room for outdoor activities, gardening, or future enhancements. Additional features include ceiling fans, security system wiring, in-wall speaker wiring, irrigation system, natural gas service, and a spacious two-car garage. Residents of Hammock Pointe enjoy access to a heated community pool, playground, park, and sidewalks, all with a low HOA. Conveniently located near shopping, dining, medical facilities, major highways, attractions, and everything Clermont has to offer. Don't miss this opportunity to own a spacious home on one of the larger lots in Hammock Pointe.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,383
Sqft
0.44 ac
Lot size
2
Garage
2013
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,761 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,761/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.3%
$/sqft vs Clermont actives
$209 vs $223
Days on market
32 vs 33 typical
Where $209/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
202 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12549 HAMMOCK POINTE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$475,000
11616 THACKER DRIVE · same community
4 bd · 2.5 ba · 2,498 sqft · $190/sqft · 141 DOM
Sold · Jun ’26$530,000
5229 HAMMOCK CIRCLE · same community
3 bd · 2.5 ba · 2,027 sqft · $261/sqft · 113 DOM
Sold · Mar ’26$550,000
12332 HAMMOCK POINTE CIRCLE · same community
4 bd · 3 ba · 2,794 sqft · $197/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12549 HAMMOCK POINTE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12549 HAMMOCK POINTE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12549 HAMMOCK POINTE CIRCLE FAQs
What would the monthly payment be for 12549 HAMMOCK POINTE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,761/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12549 HAMMOCK POINTE CIRCLE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12549 HAMMOCK POINTE CIRCLE?+
The most recent tax bill on record (2025) was $4,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12549 HAMMOCK POINTE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $499,000, this home is listed about 7% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12549 HAMMOCK POINTE CIRCLE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COOPER HOMEFRONT REALTY · Joe Cooper. MLS #G5113586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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