David Ramirez
$570,000$579,8503 bd2 ba2,003 sqft$285 /sqft$4,087 /mo all-in ↓

16840 SE 85TH SAPELO COURT, THE VILLAGES, FL, 32162

Active64 days on marketListed Jun 12, 2026MLS #G5113557

Reduced $10KSingle Family ResidenceMARION VLGS UN 54

About this home

16840 SE 85TH SAPELO COURT

Seller is looking to sell NOW!! FABULOUS PRICE DROP!! COME TOUR YOUR NEXT HOME!! BOND PAID! Welcome to this beautifully maintained Designer Lantana nestled on one of the most picturesque homesites in The Villages. Perfectly positioned along the Nancy Lopez Championship Golf Course, FRONTAGE ON THE FAIRWAY OF HOLE #2, this exceptional property offers breathtaking golf and water views framed by majestic oak trees draped in Spanish moss. From the moment you step through the front door, you'll be captivated by the home's bright, open layout and stunning panoramic views. Abundant solar tubes and skylights fill the living spaces with natural light, creating a warm and inviting atmosphere throughout. The spacious floor plan features generously sized bedrooms, soaring ceilings, and an effortless flow that's perfect for both everyday living and entertaining. The heart of the home is the well-appointed kitchen, complete with granite countertops, stainless steel appliances, and a desirable butler's pantry providing additional storage and workspace. The expansive lanai serves as a true outdoor living room, offering the perfect place to enjoy morning coffee, evening sunsets, or simply relax while watching golfers play against the backdrop of the tranquil pond. Additional highlights include a newer roof (2018), HVAC system (2024), whole-house water filtration system (2024), reverse osmosis drinking water system (2024), irrigation system (2025), luxury vinyl flooring in the bedrooms, tile throughout the main living areas, an oversized garage (25x24/26) (with offset 13x2) and abundant storage, and a freshly painted interior. Call your trusted agent today and get your private tour scheduled. (Updated pictures with no furniture so you can imagine yours in it!)

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,003

Sqft

0.16 ac

Lot size

2

Garage

2004

Year built

One

Levels

$285

Per sqft

55+ community

Inside

FlooringCeramic Tile · Luxury Vinyl · Other
AppliancesDishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Range · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$7,653/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Public · Sewer Available · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,087 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$638
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,000
Interest rate6.00%
Loan term

Estimated payment

$4,087/mo

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property taxes (actual bill)$638
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $570K
$361KedgeAI estimate $414,511 · range $376K$470K$593K

vs edgeAI estimate

+37.5%

$/sqft vs The Villages actives

$285 vs $255

Days on market

64 vs 49 typical

Where $285/sqft sits among the 400 The Villages actives

116
125
80 · this home
31
18
30
$200–233$233–266$266–298$298–331$331–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 16840 SE 85TH SAPELO COURT

Drive times from this address

Downtown Orlando70 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

216 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $570,000 $10K
Jun 12, 2026Listed at $579,850 · 64 days on market since
2004Built · MARION VLGS UN 54

Reality check

What actually sold near 16840 SE 85TH SAPELO COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9773 SE 179TH PLACESold · Aug ’25

$278,000

9773 SE 179TH PLACE

3 bd · 2 ba · 2,093 sqft · $133/sqft · 113 DOM

17917 SE 86TH AUBURN AVENUESold · Oct ’25

$415,000

17917 SE 86TH AUBURN AVENUE

3 bd · 2 ba · 1,907 sqft · $218/sqft · 61 DOM

3400 RICHMOND DRIVESold · Jun ’26

$380,000

3400 RICHMOND DRIVE

3 bd · 2 ba · 1,896 sqft · $200/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16840 SE 85TH SAPELO COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16840 SE 85TH SAPELO COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

16840 SE 85TH SAPELO COURT FAQs

What would the monthly payment be for 16840 SE 85TH SAPELO COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,087/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16840 SE 85TH SAPELO COURT?+

The most recent tax bill on record (2025) was $7,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $570,000, this home is listed about 50% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16840 SE 85TH SAPELO COURT?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DOWN HOME REALTY, LLLP · Colleen A. Kramer. MLS #G5113557.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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