David Ramirez
$219,500$224,0003 bd1.5 ba1,155 sqft$190 /sqft$1,701 /mo all-in ↓

603 MILRAY DRIVE, WILDWOOD, FL, 34785

Active42 days on marketListed Jun 12, 2026MLS #G5113548

Priced 23% below the WILDWOOD 34785 medianReduced $5KSingle Family ResidenceCITY OF WILDWOOD

About this home

603 MILRAY DRIVE

Welcome to this well-maintained 3-bedroom, 1.5-bath home conveniently located in the heart of the City of Wildwood with NO HOA. Offering separate living and dining spaces, this home provides a comfortable and functional layout perfect for everyday living and entertaining. Enjoy relaxing Florida evenings from the spacious screened-in porch, an ideal spot for morning coffee or unwinding after a busy day. The home's prime location puts you just minutes from the shopping, dining, entertainment, and amenities that The Villages has become famous for. Recent updates provide peace of mind, including a new roof installed in 2021, fresh exterior paint and a complete HVAC servicing. Everything is in working order and ready for its next owner to move right in and make it their own. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this charming Wildwood home offers comfort, convenience, and value in an unbeatable location. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,155

Sqft

0.22 ac

Lot size

1976

Year built

One

Levels

$190

Per sqft

Inside

FlooringOther
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorOther · Private Yard

Community & fees

Taxes (2025)$1,827/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,701 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,292
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,683Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,683
Interest rate6.00%
Loan term

Estimated payment

$1,701/mo

Principal & interest$1,292
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$189KedgeAI estimate $209,749 · range $197K$236K$245K

vs edgeAI estimate

+4.6%

$/sqft vs Wildwood actives

$190 vs $171

Days on market

42 vs 49 typical

Where $190/sqft sits among the 178 Wildwood actives

63
78 · this home
18
6
2
11
$109–157$157–205$205–252$252–300$300–347$347+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wildwood

Map of 603 MILRAY DRIVE

Drive times from this address

Downtown Orlando53 min
Universal Orlando56 min
Walt Disney World64 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wildwood. See the full Wildwood guide →

WILDWOOD 34785 — neighborhood snapshot

Population

17,895

Median age

44.1

Median income

$48,004

Median home value

$210,500

Avg household

2.11

Households w/ children

1,278

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wildwood market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$304K$313K

Wildwood median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

83 of 178

Wildwood actives have cut their price

Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the WILDWOOD 34785 median. See the full Wildwood market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,500 $5K
Jun 12, 2026Listed at $224,000 · 42 days on market since
1976Built · CITY OF WILDWOOD

Reality check

What actually sold near 603 MILRAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1203 HIGH STREETSold · Oct ’25

$240,000

1203 HIGH STREET · same community

6 bd · 3 ba · 1,572 sqft · $153/sqft · 112 DOM

3457 CARRABELLE COURTSold · Jan ’26

$285,000

3457 CARRABELLE COURT

2 bd · 2 ba · 1,156 sqft · $247/sqft · 118 DOM

3090 LOYOLA COURTSold · Dec ’25

$265,000

3090 LOYOLA COURT

2 bd · 2 ba · 1,156 sqft · $229/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 603 MILRAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 603 MILRAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

603 MILRAY DRIVE FAQs

What would the monthly payment be for 603 MILRAY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,701/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 603 MILRAY DRIVE?+

The most recent tax bill on record (2025) was $1,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Wildwood?+

At $219,500, this home is listed about 24% below the Wildwood median of $288,875. The market section on this page shows how the area is trending.

Which schools are assigned to 603 MILRAY DRIVE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLAMINGO REAL ESTATE & MNGMT · Bradley Werlin II. MLS #G5113548.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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