214 E FLOYD AVENUE, LAKE MARY, FL, 32746
Active42 days on marketListed Jun 12, 2026MLS #G5113393
About this home
214 E FLOYD AVENUE
WELCOME HOME! This charming property on OVER 1/2 ACRE is tucked away on a quiet dead-end street in the heart of Lake Mary. Offering privacy, minimal through traffic, and NO HOA restrictions, this property provides the perfect blend of comfort, convenience, and outdoor space for families and individuals alike. Situated on an oversized fenced backyard overlooking Crystal Lake, the property offers potential for future lake views, access and waterfront enjoyment. While the shoreline area is currently heavily wooded and would require clearing to establish direct access, the setting provides a unique opportunity for those seeking additional outdoor possibilities and a natural backyard backdrop. The property also features a back patio and an additional cement pad in the backyard, offering endless possibilities for outdoor entertaining, recreation, storage, or future improvements. Inside, you'll find several recent updates including a newer A/C system, newer water heater, and a brand-new dishwasher and stove! The home also features a cozy wood-burning fireplace. Conveniently located near shopping, dining, parks, and major commuter routes, the property offers easy access to everything Lake Mary and the surrounding area have to offer. Zoned for Crystal Lake Elementary, Millennium Middle School, and Lake Mary High School. Whether you're looking for privacy, outdoor space, or a centrally located Seminole County address, 214 E Floyd Street offers a rare combination of location, updates, and future potential. Seller states that current insurance policy does NOT require flood insurance.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,176
Sqft
0.59 ac
Lot size
1
Garage
1978
Year built
One
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,768 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,768/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.6%
$/sqft vs Lake Mary actives
$314 vs $238
Days on market
42 vs 42 typical
Where $314/sqft sits among the 165 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lake Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Crystal Lake Park — neighborhood snapshot
Population
240
Median age
32
Median income
$56,864
Median home value
$269,600
Avg household
2
Households w/ children
19%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
93 of 165
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 214 E FLOYD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$294,000
195 S 4TH STREET
3 bd · 2 ba · 1,176 sqft · $250/sqft · 1 DOM
Sold · Sep ’25$350,000
231 SHORT STREET
3 bd · 2 ba · 1,188 sqft · $295/sqft · 10 DOM
Sold · Aug ’25$390,000
169 E LAKE MARY AVENUE
3 bd · 2 ba · 1,296 sqft · $301/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 214 E FLOYD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 214 E FLOYD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
214 E FLOYD AVENUE FAQs
What would the monthly payment be for 214 E FLOYD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,768/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 214 E FLOYD AVENUE?+
The most recent tax bill on record (2025) was $3,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Mary?+
At $369,000, this home is listed about 14% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 214 E FLOYD AVENUE?+
Lake Mary Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE MARY 32746 market on paper
$369,000 is 8% below the LAKE MARY 32746 median of $399,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake Mary Elementary School, Seminole High School, Millennium Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $379,000, now $369,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER HUBBARD HANSEN · Alyssa Rodriguez. MLS #G5113393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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