
12912 CLOVERDALE LANE, CLERMONT, FL, 34711
Active49 days on marketListed Jun 5, 2026MLS #G5113352
Come see it
Upcoming open house
Fri, Jul 24
5:00 PM – 7:00 PM
About this home
12912 CLOVERDALE LANE
Virtually Staged. APPRAISED FOR $580,000 IN APRIL 2026 — Listed at $510,000! And the big-ticket items are already done: NEW ROOF (2024), NEW DUAL-ZONE HVAC (2023) with UV guard and regular service history, new dishwasher (2021), and new microwave (2025) — move in with confidence and no surprises. Don't miss this exceptional opportunity in the highly sought-after Overlook at Lake Louisa community, where you'll enjoy breathtaking views of rocket and shuttle launches right from your own yard — and partial views of the lake from your corner lot. This spacious 4-bedroom, 2.5-bath home offers nearly 3,000 square feet of thoughtfully designed living space on an oversized 0.24-acre corner lot — one of the largest in the neighborhood. Built in 2006, the home welcomes you with an expansive open floor plan featuring soaring ceilings, elegant archways, and tile flooring throughout the main level. A large flex space at the front of the home — perfect as a formal living room, home office, or playroom — flows seamlessly into the dining room. The well-appointed kitchen features granite countertops, rich cherry cabinetry, stainless steel appliances, a breakfast bar with pendant lighting, and a sun-drenched breakfast nook with triple windows. The oversized family room offers plenty of space for gathering, and a half bath completes the first floor. Upstairs, all four bedrooms are privately situated. The primary suite is a true standout — measuring an expansive 15x25 feet with a dedicated sitting area. The bonus room can be used as an office or converted into a 5th bedroom. The primary bedroom also features dual walk-in closets, and a spa-like en suite bath with dual vanities, a makeup vanity station, a jetted garden tub, and a large walk-in shower with rain head. Three additional generously sized bedrooms and a full bath with dual sinks round out the upper floor. Step outside to a covered patio with a built-in outdoor kitchen and gas grill — an entertainer's dream in the Florida sunshine. The fully fenced backyard features mature live oak trees that keep the yard naturally shaded and noticeably cooler than open lots — a rare luxury in Central Florida summers. The corner lot positioning gives you significantly more yard than comparable homes on standard lots. The home is also equipped with storm covers for the windows, providing peace of mind and potential insurance savings — a smart investment that pairs perfectly with the brand-new roof. Additional highlights include laminate flooring in the primary suite and upstairs hall, a downstairs laundry room, a 2-car attached garage, and a low HOA of just $495/year. Conveniently located minutes from shopping, dining, the Clermont chain of lakes, and major roadways. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,984
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,503 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,503/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.6%
$/sqft vs Clermont actives
$171 vs $222
Days on market
49 vs 33 typical
Where $171/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
197 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12912 CLOVERDALE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$545,000
10148 FLORENCE RIDGE DRIVE
4 bd · 3 ba · 3,030 sqft · $180/sqft · 204 DOM
Sold · Aug ’25$630,000
1473 LAKEMIST LANE
4 bd · 2.5 ba · 2,911 sqft · $216/sqft · 73 DOM
Sold · Jul ’25$620,000
1426 LAKEMIST LANE
4 bd · 3 ba · 2,895 sqft · $214/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12912 CLOVERDALE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12912 CLOVERDALE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12912 CLOVERDALE LANE FAQs
What would the monthly payment be for 12912 CLOVERDALE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,503/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12912 CLOVERDALE LANE?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12912 CLOVERDALE LANE?+
The most recent tax bill on record (2025) was $893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12912 CLOVERDALE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $510,000, this home is listed about 9% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12912 CLOVERDALE LANE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DW&CO. REAL ESTATE, LLC · Nick Zema. MLS #G5113352.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clermont homes, in your inbox
Like 12912 CLOVERDALE LANE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


