4394 NW 54TH TERRACE, OCALA, FL, 34482
Active47 days on marketListed Jun 7, 2026MLS #G5113343
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Upcoming open house
Sat, Jul 25
12:00 PM – 3:00 PM
About this home
4394 NW 54TH TERRACE
Virtually Staged. Experience resort-style living at its finest in this pristine 2023 expanded Connect model home, located in the highly sought-after Ocala Preserve golf community. Situated on an active, social street with planned neighborhood activities, this exceptional home offers the perfect blend of luxury, comfort, and an active Florida lifestyle. Enjoy the convenience of GOLF INCLUDED, along with HOA-covered lawn maintenance, high-speed internet, and curbside trash service. As a former model home,(Connect Model) this residence showcases premium upgrades, designer finishes, and thoughtful details throughout. Offering 3 bedrooms, 2.5 bathrooms, plus a versatile den/flex room, this home features an open-concept floor plan designed for both entertaining and everyday living. The gourmet kitchen serves as the heart of the home, featuring a stunning stone island, designer subway tile backsplash, modern cabinetry with under-cabinet lighting, stainless steel appliances, and a gas cooktop. The spacious primary suite provides a private retreat with a luxurious en-suite bath featuring a walk-in shower, extra-long dual-sink vanity, and a generously sized walk-in closet. A flexible bonus room can serve as a home office, den, hobby room, or formal dining space. The split-bedroom layout offers privacy for guests, with two guest bedrooms, a full bath, and an additional half bath located separately from the primary suite. Additional highlights include an oversized laundry room with utility sink and drop zone, a speckled epoxy-coated two-car garage, wood-look tile flooring, abundant recessed lighting, cordless window blinds, smart home features, gutters, and a remote-controlled shade for the sliding glass doors. Step outside to the screened lanai, complete with roll-down shades for added comfort and privacy. The backyard features a privacy buffer wall and offers the potential for easy fencing if desired. ADT security system and ring doorbell installed. Energy-conscious buyers will appreciate the leased solar panel system, which helps reduce monthly utility costs. The solar lease is approximately $85 a month, with transferable warranties and lease terms. Residents of Ocala Preserve enjoy exceptional amenities and a vibrant lifestyle, all while being conveniently located near shopping, dining, medical facilities, the World Equestrian Center, Interstate access, and historic Downtown Ocala. This home is offered partially furnished or fully furnished, providing a move-in-ready opportunity for its next owner. Review the photos, then schedule your private showing and discover why Ocala Preserve is one of Ocala's premier lifestyle communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,911
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,700 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,700/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs OCALA PRESERVE PH 11
$220 vs $207
Days on market
47 vs 43 typical
Where $220/sqft sits among the 7 homes for sale in OCALA PRESERVE PH 11
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
5 of 7
OCALA PRESERVE PH 11 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4394 NW 54TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$438,990
4547 NW 53RD AVENUE ROAD · same community
2 bd · 2.5 ba · 2,056 sqft · $214/sqft · 71 DOM
Sold · Dec ’25$399,000
4546 NW 53RD AVENUE ROAD · same community
2 bd · 2.5 ba · 2,056 sqft · $194/sqft · 24 DOM
Sold · Feb ’26$341,990
4443 NW 53RD AVENUE ROAD · same community
2 bd · 2 ba · 1,631 sqft · $210/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4394 NW 54TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4394 NW 54TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4394 NW 54TH TERRACE FAQs
What would the monthly payment be for 4394 NW 54TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,700/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4394 NW 54TH TERRACE?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4394 NW 54TH TERRACE?+
The most recent tax bill on record (2025) was $4,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4394 NW 54TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $420,000, this home is listed about 40% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4394 NW 54TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 63% above the OCALA 34482 median.
02Know the monthly fee
The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $4,399,000, now $420,000 — a $4.0M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Linda Jasmin Waugh. MLS #G5113343.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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