1133 DEL TORO DRIVE, LADY LAKE, FL, 32159
Active50 days on marketListed Jun 13, 2026MLS #G5113320
About this home
1133 DEL TORO DRIVE
HUGE PRICE IMPROVEMENT!~ NO BOND~ GOLF FRONT~ HOME WARRANTY INCLUDED ~ LIGHTNING RODS ON ROOF ~ Welcome to this charming 2-bedroom, 2-bathroom home overlooking the 3rd tee of CHULA VISTA GOLF COURSE in the desirable VILLAGE of DEL MAR. Offering 1,332 square feet under air, plus an expansive lanai and outdoor living space, this home combines beautiful golf course views, a convenient location, and incredible potential. Step inside to find a bright and inviting floor plan, with an open living and dining area, enhanced by SKYLIGHTS that fill the home with natural light, and LIGHT COLORED "WOOD-LOOK" CERAMIC TILE throughout the home. The kitchen features STAINLESS STEEL APPLIANCES, FARMHOUSE SINK, GRANITE COUNTERTOPS, and is centrally located, opening to the main living space, making it ideal for everyday living and entertaining. Just off the kitchen, you'll find INDOOR LAUNDRY and an ENCLOSED PORCH that makes a perfect hobby room or craft space. The spacious Primary Suite features a large WALK-IN closet, an additional oversized closet in the dressing area, and a private room for the walk-in shower and toilet. The guest bedroom featuring a VAULTED CEILING and built-in closet, and the guest bathroom featuring a TUB/SHOWER combo are thoughtfully located across from each other, offering comfort and privacy for visitors. One of the standout features of this property is the enormous lanai and outdoor living area, where you can enjoy peaceful golf course views and Florida's beautiful weather year-round. Sip your morning coffee on the BRICK-PAVER PATIO, relax in the sunshine, or entertain family and friends while overlooking the lush fairway and park-like setting. Additional features include a GOLF CART GARAGE, WORKSHOP area with utility sink, ample STORAGE SPACE throughout, and a CARPORT. Located just a short golf cart ride or approximately a 15-minute walk to Spanish Springs Town Square, you'll enjoy convenient access to shopping, dining, nightly entertainment, and all the amenities that make The Villages lifestyle so special. Nearby, the Chula Vista Recreation Center offers a pool, pickleball, tennis, shuffleboard, bocce, and more. Golf enthusiasts will appreciate being just minutes from both Chula Vista and Mira Mesa Executive Golf Courses. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this NO BOND golf-front home offers a rare opportunity to create your ideal Villages lifestyle in one of the community's most established and convenient locations.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,332
Sqft
0.13 ac
Lot size
1990
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs Lady Lake actives
$224 vs $197
Days on market
50 vs 50 typical
Where $224/sqft sits among the 207 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
100 of 207
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1133 DEL TORO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$238,000
1219 SANTOS PLACE · same community
2 bd · 2 ba · 1,383 sqft · $172/sqft · 175 DOM
Sold · Sep ’25$240,000
729 BOLIVAR STREET · same community
2 bd · 2 ba · 1,248 sqft · $192/sqft · 9 DOM
Sold · Mar ’26$225,000
620 PRADO DRIVE · same community
2 bd · 2 ba · 1,419 sqft · $159/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1133 DEL TORO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1133 DEL TORO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1133 DEL TORO DRIVE FAQs
What would the monthly payment be for 1133 DEL TORO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,449/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1133 DEL TORO DRIVE?+
The most recent tax bill on record (2025) was $4,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1133 DEL TORO DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $299,000, this home is listed about 8% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1133 DEL TORO DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LADY LAKE 32159 market on paper
$299,000 is 6% below the LADY LAKE 32159 median of $318,000, and at $224/sqft it sits under the Lady Lake average of $229.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $329,000, now $299,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Joanie Snaith. MLS #G5113320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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