David Ramirez

COUNTY ROAD 42, UMATILLA, FL, 32784

Active47 days on marketListed Jun 3, 2026MLS #G5113274

Priced 93% below the UMATILLA 32784 medianBIG TREE CAMPSITES SEC D

About this home

COUNTY ROAD 42

Build your dream home or invest in this prime 0.22-acre vacant lot located in southeast Marion County with a Umatilla address. Nestled just minutes from the stunning Ocala National Forest and pristine natural springs, this property offers the ultimate Florida outdoor lifestyle with no HOA restrictions. Enjoy paved road frontage along County Road 42 for quick commuting to Weirsdale, Lake Weir, and Ocala, while benefiting from the peace and privacy of rural living. NEED MORE SPACE? Two adjacent, contiguous parcels are also available! Purchase just this lot for a manageable homesite, or buy all three. High-dry land with power available along the road (well/septic required). Don't miss out on this versatile piece of Sunshine State land—bring your builder and your toys today!

Facts & features

The home at a glance

0.22 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

Taxes (2025)$292/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$324 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$130
FHA mortgage insurance (est.)$10
Property tax — 2025 actual bill$24
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $770Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $770
Interest rate6.00%
Loan term

Estimated payment

$324/mo

Principal & interest$130
FHA mortgage insurance (est.)$10
Property taxes (actual bill)$24
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of COUNTY ROAD 42

Drive times from this address

Downtown Orlando71 min
Universal Orlando72 min

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% below the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $22,000 · 47 days on market since

Reality check

What actually sold near COUNTY ROAD 42

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20845 SE 157TH STREETSold · Sep ’25

$190,000

20845 SE 157TH STREET · same community

3 bd · 3 ba · 1,874 sqft · $101/sqft · 3 DOM

20275 SE 156TH PLACESold · Oct ’25

$46,000

20275 SE 156TH PLACE

2 bd · 1 ba · 672 sqft · $68/sqft · 56 DOM

19942 SE 155TH PLACESold · Aug ’25

$120,000

19942 SE 155TH PLACE

2 bd · 1 ba · 720 sqft · $167/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about COUNTY ROAD 42 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for COUNTY ROAD 42 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

COUNTY ROAD 42 FAQs

What would the monthly payment be for COUNTY ROAD 42?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on COUNTY ROAD 42?+

The most recent tax bill on record (2025) was $292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at COUNTY ROAD 42?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $22,000, this home is listed about 94% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to COUNTY ROAD 42?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RLW REALTY · Logan Wilson. MLS #G5113274.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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