David Ramirez
$529,0003 bd2 ba1,350 sqft$392 /sqft$3,564 /mo all-in ↓

9298 N MENDOZA WAY, CITRUS SPRINGS, FL, 34434

Active60 days on marketListed Jun 10, 2026MLS #G5113260

New construction1/2 DuplexCITRUS SPGS UNIT 01

About this home

9298 N MENDOZA WAY

Virtually Staged. New Construction Duplex | No HOA | Income-Producing Opportunity | 6 Bedrooms Total | Built in 2025 Exceptional opportunity to own a newly constructed duplex in the growing community of Citrus Springs, Florida. Built in 2025, this income-producing property features two identical units, each offering 3 bedrooms, 2 bathrooms, a 1-car garage, and approximately 1,350 square feet of living space, for a combined total of 2,700 square feet. With no HOA restrictions, this property offers flexibility for investors and owner-occupants alike. Whether you're seeking rental income, looking to offset housing expenses, or searching for a multi-generational living solution, this property delivers versatility and long-term value. Each unit features a thoughtfully designed open-concept floor plan with modern finishes that appeal to today's tenants and homeowners. High ceilings and abundant natural light create a bright, spacious atmosphere throughout. The generous living and dining areas flow seamlessly into the kitchen, creating an inviting environment for everyday living and entertaining. Kitchens are equipped with quartz countertops, stainless steel appliances, ample cabinetry, and generous workspace. Luxury vinyl plank flooring extends throughout both units, providing durability, easy maintenance, and a modern look with no carpet anywhere in the property. The primary suites offer comfortable retreats with private bathrooms and ample closet space, while the additional bedrooms provide flexibility for family members, guests, home offices, or additional rental appeal. Each unit includes an attached 1-car garage, enhancing convenience and tenant desirability. Built with modern construction standards and energy-efficient features, this newly completed property offers the benefits of reduced maintenance and increased appeal compared to older rental inventory. Citrus Springs continues to attract residents and investors seeking affordability, quality of life, and convenient access to Florida's Nature Coast. Enjoy proximity to the Citrus Springs Golf & Country Club, the Withlacoochee State Trail, Rainbow Springs State Park, Crystal River, Homosassa Springs, shopping, dining, medical facilities, and outdoor recreation opportunities. Convenient access to Dunnellon, Ocala, Inverness, Lecanto, and Crystal River further enhances the property's appeal. With projected rental income of approximately $1,800 per unit per month, investors can benefit from strong income potential while building equity in a growing market. The dual-income design creates multiple ownership strategies, including traditional long-term rentals, owner occupancy with supplemental income, multi-generational living, or portfolio expansion. New construction duplexes with modern finishes, high ceilings, abundant natural light, quartz countertops, stainless steel appliances, attached garages, no carpet, and no HOA are increasingly difficult to find. This property combines contemporary design, income potential, low-maintenance ownership, and a desirable Central Florida location into one exceptional opportunity. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,350

Sqft

0.23 ac

Lot size

1

Garage

2025

Year built

One

Levels

$392

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofSlate
ConstructionBlock
FoundationSlab
FacesNorthwest
ParkingGarage Door Opener
ExteriorSidewalk

Community & fees

Taxes (2025)$673/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,564 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,114
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$56
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,515
Interest rate6.00%
Loan term

Estimated payment

$3,564/mo

Principal & interest$3,114
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$56
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CITRUS SPGS UNIT 01

$392 vs $164

Days on market

60 vs 82 typical

Where $392/sqft sits among the 13 homes for sale in CITRUS SPGS UNIT 01

2
9
2
0
0
0 · this home
$96–145$145–194$194–244$244–293$293–342$342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Map of 9298 N MENDOZA WAY

Get to know Citrus Springs. See the full Citrus Springs guide →

For the school run

Citrus County School District

ElementaryCitrus Springs Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$269K$260K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

6 of 13

CITRUS SPGS UNIT 01 have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1663% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $529,000 · 60 days on market since
2025Built · CITRUS SPGS UNIT 01

Reality check

What actually sold near 9298 N MENDOZA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

798 W DEACON PLACESold · Sep ’25

$198,000

798 W DEACON PLACE · same community

3 bd · 2 ba · 1,331 sqft · $149/sqft · 80 DOM

9488 N SANDREE DRIVESold · Jul ’26

$209,900

9488 N SANDREE DRIVE · same community

2 bd · 2 ba · 1,402 sqft · $150/sqft · 103 DOM

9094 N HAMMOND WAYSold · Jan ’26

$241,000

9094 N HAMMOND WAY · same community

3 bd · 2 ba · 1,296 sqft · $186/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9298 N MENDOZA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9298 N MENDOZA WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

9298 N MENDOZA WAY FAQs

What would the monthly payment be for 9298 N MENDOZA WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9298 N MENDOZA WAY?+

The most recent tax bill on record (2025) was $673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9298 N MENDOZA WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Citrus Springs?+

At $529,000, this home is listed about 92% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9298 N MENDOZA WAY?+

Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Gina Battaglia. MLS #G5113260.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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