David Ramirez
$1,200,000$1,275,0007 bd3,885 sqft$309 /sqft$8,232 /mo all-in ↓

1012 N BAKER STREET, MOUNT DORA, FL, 32757

Active47 days on marketListed Jun 6, 2026MLS #G5113249

Reduced $75KPrivate poolTriplexMOUNT DORA

About this home

1012 N BAKER STREET

EXCEPTIONAL 2-PARCEL INCOME-PRODUCING OPPORTUNITY IN THE HEART OF HISTORIC DOWNTOWN MT DORA. To know Mount Dora is to love Mount Dora. This quaint lakeside community is rich in character, charm, and community. It offers a thriving arts community, frequent hometown festivals, fine dining and cozy cafes, eclectic boutiques, and abundant outdoor and water activities such as pickleball, kayaking, or leisurely boating through Old-Florida canals on the coveted Harris Chain of Lakes. This walkable, historic town will capture your heart and may just become your next home or investment. This unique property comprises two residential buildings and a pool. The first is a duplex with mirror-image one-bedroom units, featuring stylish, fresh interiors, a new roof in 2024, private front porches, living and dining areas, well-appointed full kitchens, stackable washer/dryers, separate carports, and access to the sparkling swimming pool. The second building offers two studio units and a two-bedroom, two-bathroom furnished unit, currently used as an Airbnb. Roof replaced in 2021, along with some electrical upgrades, and a mini-split A/C installed in each studio unit. The A/C unit in the two-bedroom unit was updated in 2024. All three units are connected by a screened breezeway and share a central laundry room. Each unit also enjoys a covered carport. The current owner lovingly maintains these properties, making modern updates while preserving their original charm. The three-unit property and the duplex share the fenced pool, which is a welcoming oasis on hot summer days. Imagine living in the unit of your choice and renting out the others to generate a steady stream of income. You and your Airbnb or long-term tenants will love the location, which is residential and tranquil, yet mere blocks to the marina, downtown shops and dining, Donnelly Park, and so much more. It’s approximately a 45-minute drive to the Orlando International Airport, downtown Orlando, Walt Disney World, and just an hour’s drive to Daytona and New Smyrna beaches. What a world of possibilities this unique property offers. Property includes Parcel ID # 29-19-27-0010-017-00003 and Parcel ID # 29-19-27-0010-017-00005

Facts & features

The home at a glance

7

Bedrooms

3,885

Sqft

0.44 ac

Lot size

1950

Year built

One

Levels

$309

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryCommon Area · Electric Dryer Hookup · Laundry Room · Washer Hookup
CoolingMini-Split Unit(s)
HeatingElectric · Zoned

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ParkingAssigned · Covered · Driveway
ExteriorIrrigation System · Private Entrance · Sidewalk · Sprinkler Metered

Community & fees

Taxes (2025)$13,758/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Street Lights · Telephone Nearby · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,232 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$1,147
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$8,232/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$1,147
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MOUNT DORA

$309 vs $265

Days on market

47 vs 50 typical

Where $309/sqft sits among the 6 homes for sale in MOUNT DORA

1
1
3
0 · this home
0
1
$144–190$190–236$236–283$283–329$329–375$375+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown Mount Dora

Map of 1012 N BAKER STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando41 min
Universal Orlando45 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Downtown Mount Dora — neighborhood snapshot

Population

3,903

Median age

52

Median income

$57,710

Median home value

$256,907

Avg household

2

Households w/ children

266

For the school run

Lake County School District

HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★
ElementaryRound Lake Charter School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

1 of 6

MOUNT DORA have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 168% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $75K
Jun 6, 2026Listed at $1,275,000 · 47 days on market since
1950Built · MOUNT DORA

Reality check

What actually sold near 1012 N BAKER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

908 N CLAYTON STREETSold · May ’26

$467,300

908 N CLAYTON STREET · same community

4 bd · 2 ba · 2,592 sqft · $180/sqft · 11 DOM

824 MICHIGAN STREETSold · Oct ’25

$627,500

824 MICHIGAN STREET · same community

3 bd · 2.5 ba · 2,226 sqft · $282/sqft · 45 DOM

421 W 10TH AVENUESold · Oct ’25

$678,000

421 W 10TH AVENUE · same community

4 bd · 3 ba · 2,101 sqft · $323/sqft · 148 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1012 N BAKER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1012 N BAKER STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1012 N BAKER STREET FAQs

What would the monthly payment be for 1012 N BAKER STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,232/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1012 N BAKER STREET?+

The most recent tax bill on record (2025) was $13,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1012 N BAKER STREET?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $1,200,000, this home is listed about 155% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1012 N BAKER STREET?+

Mt. Dora High School (high), Mt. Dora Middle School (middle), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,200,000 runs 168% above the MOUNT DORA 32757 median — but at 3,885 sqft it's also nearly twice the size of the typical Mount Dora listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mt. Dora High School, Mt. Dora Middle School, Round Lake Charter School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,275,000, now $1,200,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Loretta C. Maimone. MLS #G5113249.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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