34 OAKMONT CIRCLE, ORMOND BEACH, FL, 32174
Active39 days on marketListed Jun 10, 2026MLS #G5113224
About this home
34 OAKMONT CIRCLE
This 3 bedroom 3 bath 2396 square foot brick home in desirable Tomoka Oaks in the heart of Ormond Beach is close to shopping, parks, many restaurants, and less than 5 miles to the beach. A new Architectural shingle roof installed 6/26. This home features 2 master suites, a large kitchen, an large den. There are impact windows throughout. There is a large front patio, and a large enclosed patio with air conditioning in the back. This home has multi-zone irrigation on a 1/3 acre lot on a quiet street and features a 2 car garage. There is a wood burning fireplace and a security system installed. There is an extra AC system that will be left if desired by the buyer. There may be audio/video in use. The Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but not guaranteed.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,012
Sqft
0.32 ac
Lot size
2
Garage
1973
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,276 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,276/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$213 vs $235
Days on market
39 vs 41 typical
Where $213/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 OAKMONT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$595,000
110 N ST ANDREWS DRIVE · same community
3 bd · 2.5 ba · 2,263 sqft · $263/sqft · 2 DOM
Sold · Jun ’26$250,000
52 OAKMONT CIRCLE · same community
4 bd · 3 ba · 2,711 sqft · $92/sqft · 0 DOM
Sold · Oct ’25$339,900
55 N ST ANDREWS DRIVE
4 bd · 2 ba · 2,044 sqft · $166/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34 OAKMONT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 OAKMONT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34 OAKMONT CIRCLE FAQs
What would the monthly payment be for 34 OAKMONT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,276/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 34 OAKMONT CIRCLE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 34 OAKMONT CIRCLE?+
The most recent tax bill on record (2025) was $4,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34 OAKMONT CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $429,000, this home is listed about 1% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 34 OAKMONT CIRCLE?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
Tomoka Elementary School, David C. Hinson Senior Middle School, Seabreeze High School — Tomoka Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $449,000, now $429,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Heiko Folkerts. MLS #G5113224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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