David Ramirez
$968,000$1,376,000$6,632 /mo all-in ↓

1080 DUCK BOX ROAD, UMATILLA, FL, 32784

Active50 days on marketListed Jun 3, 2026MLS #G5113041

Reduced $408K

About this home

1080 DUCK BOX ROAD

Industrial/commercial land located in Gateway Commerce Center in Umatilla! This industrial park is well located just off of SR 19, which is North Lake County’s primary North/South roadway. This location provides convenient access to Ocala, Umatilla, Eustis, Tavares, Mount Dora, and Leesburg. Great site for service access to The Villages as well. The property is in city limits of Umatilla enjoying city water and 3 Phase Power. The attached IPUD zoning ordinance provides a long list of acceptable uses with most commercial, trucking, outdoor storage, and many manufacturing uses being permissible. The entire development was well designed to allow easy ingress and egress for large delivery trucks and equipment. The seller owns several contiguous parcels that may be purchased individually or together, this listing is for all three parcels. All information is believed to be accurate and correct but not guaranteed or warranted and should be verified by buyer to their satisfaction.

Facts & features

The home at a glance

6.05 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesWest

Community & fees

HOA fee$100/mo
Taxes (2025)$9,430/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electrical Nearby · Electricity Available · Phone Available · Water Available · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,632 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,223
PMI (est., until 20% equity)$363
Property tax — 2025 actual bill$786
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $96,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $96,800
Interest rate6.00%
Loan term

Estimated payment

$6,632/mo

Principal & interest$5,223
PMI (est., until 20% equity)$363
Property taxes (actual bill)$786
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of 1080 DUCK BOX ROAD

Drive times from this address

Downtown Orlando57 min
Universal Orlando61 min
Walt Disney World66 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 234% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

CurrentPrice reduced to $968,000 $408K
Jun 3, 2026Listed at $1,376,000 · 50 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1080 DUCK BOX ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1080 DUCK BOX ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1080 DUCK BOX ROAD FAQs

What would the monthly payment be for 1080 DUCK BOX ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,632/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1080 DUCK BOX ROAD?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1080 DUCK BOX ROAD?+

The most recent tax bill on record (2025) was $9,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1080 DUCK BOX ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $968,000, this home is listed about 185% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1080 DUCK BOX ROAD?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RLW REALTY · Logan Wilson. MLS #G5113041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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