1109 TIPTON LANE, THE VILLAGES, FL, 32163
Active64 days on marketListed Jun 2, 2026MLS #G5113036
About this home
1109 TIPTON LANE
Welcome to this beautifully maintained 2-bedroom, 2-bath Courtyard Villa in the highly desirable Village of Fernandina in The Villages, Florida. Ideally located near Brownwood Paddock Square, this home offers the perfect blend of location, lifestyle, and low-maintenance living with convenient golf-cart access to shopping, dining, recreation, golf, and nightly entertainment. Offered FULLY FURNISHED and due to the seller being out-of-state, is being sold AS-IS, this move-in-ready villa is perfect as a full-time residence, seasonal retreat, or investment opportunity. Inside, the home features brand new carpeting in the bedrooms and living areas, with ceramic tile flooring in the kitchen and bathrooms. Vaulted ceilings throughout the main living spaces create an open, airy atmosphere, while the spacious primary bedroom is enhanced by an elegant tray ceiling. The kitchen offers white Whirlpool appliances, abundant cabinetry, and a separate pantry closet for additional storage. The Whirlpool washer and dryer are conveniently located in the garage. All windows are fitted with blinds, and the bedrooms feature soft sheer curtains for added warmth and privacy. The screened lanai provides a comfortable outdoor living space and includes a pull-down shade to help shield from the afternoon sun. Just outside the lanai, an additional concrete patio creates the perfect spot for grilling and outdoor relaxation. The exterior features durable block stucco construction, mature shrubs, and attractive rock landscaping designed for ultra low-maintenance living and year- round curb appeal. Located in one of the most sought-after areas of The Villages, Fernandina is known for its ideal balance of convenience, recreation, and established neighborhood charm. Residents enjoy close proximity to pools, recreation centers, executive golf courses, country clubs, pickleball, walking paths, and all the amenities that make The Villages one of Florida’s premier active adult communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,161
Sqft
0.09 ac
Lot size
2
Garage
2013
Year built
One
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,663 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,663/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.9%
$/sqft vs The Villages actives
$293 vs $256
Days on market
64 vs 52 typical
Where $293/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Barrineau Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
Barrineau Villas — neighborhood snapshot
Population
405
Median age
74
Median income
$128,462
Median home value
$452,700
Avg household
2
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
203 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 1109 TIPTON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$320,000
4036 VENETIAN LANE
2 bd · 2 ba · 1,161 sqft · $276/sqft · 88 DOM
Sold · Dec ’25$285,000
3568 YUCCA COURT
2 bd · 2 ba · 1,161 sqft · $245/sqft · 46 DOM
Sold · May ’26$260,000
1387 ZEST AVENUE
2 bd · 2 ba · 1,156 sqft · $225/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1109 TIPTON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1109 TIPTON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1109 TIPTON LANE FAQs
What would the monthly payment be for 1109 TIPTON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,663/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1109 TIPTON LANE?+
The most recent tax bill on record (2025) was $4,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1109 TIPTON LANE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $339,900, this home is listed about 13% below the The Villages median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1109 TIPTON LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Jamie Noll. MLS #G5113036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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